Tuesday, May 13, 2025
27.7 C
Singapore
Home Blog Page 4355

President reads from agenda drafted by 4G leaders; tells them that right to lead “cannot be inherited”

President Halimah Yacob delivered the President’s Address to open the second session of the 13th Parliament this evening. The Address, which was drafted by the fourth generation leaders this year, sets forth the direction of the Government for this session of Parliament. Read the President’s Address in full here:

ADDRESS BY PRESIDENT HALIMAH YACOB FOR SECOND SESSION OF THE THIRTEENTH PARLIAMENT

“A STRONG PEOPLE-GOVERNMENT PARTNERSHIP, TO BUILD OUR FUTURE SINGAPORE”

1.      In January 2016, shortly after the SG50 year, my predecessor President Tony Tan opened the 13th Parliament. Dr Tan reviewed how far we had come as a nation. He renewed our commitment to keep Singapore an exceptional nation, with a thriving economy and a caring and inclusive society.

 An Eventful First Half of the Term

2.      We are now midway through the current term of Government. It has been an eventful 32 months: the United States elected a new President; the Chinese Communist Party held its 19th National Congress; the United Kingdom voted to leave the European Union; and ISIS became a significant menace, though it has since been dealt a severe blow.

3.      Singapore has navigated a steady path amidst an uncertain external environment. We deepened our engagement with neighbours, as well as major global powers. We advocated for free trade against rising protectionism, and helped to conclude the Comprehensive and Progressive Agreement for Trans-Pacific Partnership. We continued to uphold ASEAN centrality and unity.

4.      We have done well at home too. The economy recorded steady growth, especially in 2017, which we hope will extend into 2018. Real wages rose steadily for all income groups. We are making progress in renewing our economy. The government, industries and unions are partnering one another to implement the recommendations of the Committee on the Future Economy.

5.      We upgraded and extended our infrastructure. We opened Changi Terminal 4, launched 46,000 new BTO units, completed the addition of 1,000 more buses and opened new MRT lines. We sped up the upgrading of the North-South and East-West MRT lines. We are improving the reliability of our trains.

6.      We continued to strive for a more caring and inclusive society. We strengthened education at all levels – from pre-school for toddlers to lifelong learning opportunities for all ages. We enhanced social safety nets and provided more support for the vulnerable – from KidSTART for at-risk young children to Silver Support for seniors who had earned low incomes.

7.      The Singapore spirit shone bright. We rejoiced when Joseph Schooling won Singapore’s first Olympic gold medal, and when Yip Pin Xiu and Theresa Goh triumphed at the Rio Paralympics. We celebrated NS50 and saluted over a million national servicemen who have served their nation through the decades. The National Gallery opened to the public, including a permanent exhibition of the unique Nanyang style of painting.

8.      We amended the Constitution to reflect our multi-racial values, by ensuring that all ethnic groups have a chance to be represented in the highest office in the land. I am honoured to serve as the first Malay President in 47 years after Encik Yusof Ishak. I renew today the pledge that I made when I took my oath of office in September last year: I will serve every Singaporean, regardless of race, language or religion.

9.      This year’s Budget was a far-reaching one. We had to take some difficult decisions. These steps were necessary to strengthen our long-term fiscal position, ready us for an ageing population, and fund infrastructure investments on a sustainable basis. As your President, I will safeguard our reserves and ensure that they are drawn upon properly and only under exceptional circumstances, or for other very good reasons.

10.    Our island-nation is doing well. The Government is fulfilling the tasks it set out to accomplish; relations with partners around the world are good; people live harmoniously with one another; and economic prospects are bright.

 We Operate in an Uncertain and Changing Environment

11.    But do not assume that Singapore will always continue to be successful. There are significant developments in our external and domestic environments that we must understand and deal with.

12.    First, strategic changes. The centre of gravity of the world economy is shifting to Asia, as a result of China rising and India taking off. ASEAN, our immediate neighbourhood, is generating renewed interest among international investors. These trends bode well for Singapore.

13.    But much depends on the relationship between the US and China, which underpins regional and global peace and prosperity. Both powers have high stakes in maintaining a stable and healthy relationship. However, their relationship is a dynamic one. As China’s strength grows and America’s interests evolve, both sides will need to manage the inevitable rivalries and disagreements, and exercise foresight and restraint. Trade frictions are just one aspect of US-China bilateral tensions that affect the rest of the world – especially small, open economies like ours.

14.    Second, regional tensions. The Korean Peninsula is currently seeing fresh and positive developments, but it is a complex problem with a long history. Negotiations towards a peaceful resolution and ultimately, the denuclearisation of the Peninsula, will be complex and difficult.

15.    Terrorism remains a clear and present danger. ISIS has lost the military battle in Iraq and Syria, but the extremist ideology behind it has not been eradicated. Southeast Asian fighters who joined ISIS in the Middle East may return home to mount attacks in and around their home countries. Singapore is a target. We must stay vigilant and united, and never allow a terrorist attack to cause discord and distrust among us. In particular, we must be careful of the dangers of online self-radicalisation.

16.    Closer to home, relations with our immediate neighbours – Malaysia and Indonesia – are stable and multi-faceted. Our histories and heritages are intertwined. We have grown our partnerships in recent years, and will continue to strengthen them. We must tend these bilateral relationships carefully, especially during election seasons, and avoid becoming embroiled in their domestic politics.

17.    Third, domestic developments. The texture of our society is changing as our population ages. This will place heavier demands on our healthcare and social security systems.

18.    We have seen income inequality and social stratification break the social compact in many countries. If the same happens to us, our politics will turn vicious, our society will fracture and our nation will wither. We must tackle inequality, particularly the increasingly dissimilar starting points of children from different family backgrounds, before the problem becomes entrenched in our society.

19.    Religious polarisation, xenophobia and extreme nationalism are also divisive forces that have grown stronger in many parts of the world. The cyber space is being used to spread falsehoods and misinformation, and to sow distrust within societies. We must not allow our nation to succumb to these forces.

The Next Phase

20.    All these developments that I have outlined can affect us in unexpected ways. We need to watch them closely, tackle them resolutely, and make progress together. We already have policies and programmes to respond to these shifts. These tasks will occupy us beyond this term of Government.

21.    In the meantime, the fourth generation leadership team is taking shape, and taking on more responsibilities. They will have to confront the question: “What is next for Singapore?”

22.    Like their predecessors, the fourth generation leaders will uphold our foundational values – multi-racialism, meritocracy, incorruptibility, self-reliance, inclusivity and openness to the world. They recognise the constants of Singapore’s existence. A small, multi-cultural city-state, with no natural resources, in the heart of Southeast Asia, must survive and thrive on the wits and will of its people.

23.    At the same time, the new leaders are conscious that Singapore is at quite an advanced stage of development. We may feel that we have more to lose now. We may be tempted not to go for bold changes, but instead be content to tweak things at the margins.

24.    That would be the wrong approach. Singapore has a lot going for it. It is a vibrant global node in the heart of a thriving Asia; a multi-cultural society with people from diverse backgrounds living harmoniously side by side. We need to keep alive the spirit of our pioneers and be constantly driven to do better, with each generation surpassing the previous.

25.    The fourth generation leaders will work with fellow Singaporeans to undertake the next phase of nation building. Together, they will build upon what earlier generations accomplished. They will fashion new ideas and fresh approaches to confront a different future.

26.    We are beginning to see the imprint of the new leadership in developing and implementing public policies. Over time, these policies will be elaborated, refined, and will produce results. The work has begun, and will intensify from the second half of this term of Government. Let me outline the key priorities.

Securing a Place in the World for Singapore

27.    First, we want to secure Singapore’s place in this changing world. To do so, we are prepared to stand and fight for our nation, defend our vital interests, and work with others in win-win partnerships.

28.    The Singapore Armed Forces and Home Team are steadily building up their capabilities, including against unconventional threats like terrorism and cyber-attacks. Beyond equipment and capabilities, our strength ultimately lies in our people’s resolve to defend this country and be masters of our destiny.

29.    As a small globalised city, we must uphold international law and the role of supra-national institutions. Against the tide of rising protectionism, we must champion free trade, and explore new opportunities to collaborate with others.

30.    We seek to be friends with as many countries as possible. In particular, we will work for good relations with both the US and China.

31.    The US has been a constructive and stabilising presence in the region for the past 70 years. It remains an important strategic partner for Singapore. We cooperate with the US in many areas, and will enhance this cooperation in the years ahead.

32.    Our relationship with China is deep and productive. Through China’s four decades of reform and opening up, generations of leaders in both countries have worked closely together. We will continue to collaborate with China in its next phase of development, including participating in the Belt and Road Initiative.

33.    In Southeast Asia, we will strive for an open and inclusive regional order, with all the major powers engaged. We will work with regional partners to strengthen ASEAN centrality and unity, and do our part to prevent the build-up of tensions in the South China Sea. This year, we are the ASEAN chair, but we will sustain our efforts for the long term.

Building a Well-Connected, World-Class City for Singaporeans

34.    Second, Singaporeans want to live in a world-class city and an endearing home – clean, green and efficient; fun and connected; and we are prepared to think long term in planning our city and infrastructure, and building for future generations.

35.    We will invest in infrastructure to keep Singapore one of the best connected cities in Asia, a hub and conduit for the flow of goods and services, capital and people, information and knowledge. We are building Changi Airport Terminal 5 and a new Tuas Port. The Kuala Lumpur-Singapore High Speed Rail and the Johor Bahru-Singapore Rapid Transit System Link will open up business opportunities and draw our two peoples closer. Beyond physical links, we will also develop Singapore as a node in the global flow of data.

36.    We are renewing our HDB heartlands and investing heavily in new MRT infrastructure. Sustainable development will be a key consideration. We are making this a car-lite city, with vibrant public spaces and pathways for walking and cycling. We are working with Singaporeans to create a greener and better living environment, a City in a Garden. We will do our part to reduce carbon emissions.

37.    A far-reaching transformation of Singapore’s cityscape will take shape in the coming decades. When Paya Lebar Air Base moves to Changi, it will free up an area larger than Ang Mo Kio for redevelopment. Moving the city ports to Tuas will double the size of the Central Business District. The possibilities in this new area – the Greater Southern Waterfront – are immense, and limited only by our imagination.

38.    With bold thinking, we will create a metropolis that embraces the future.

Developing a Vibrant Economy with More Opportunities for Workers

39.    Third, Singaporeans want our city to remain a nation of opportunities, where we can pursue dreams, chart fulfilling careers and lead meaningful lives.  To achieve this, we are prepared to adapt to changing economic conditions, embrace technology, and continually upgrade our skills and knowledge.

40.    We will continue to renew the economy to keep it productive, enterprising and innovative. Our investment in Research and Development is bearing fruit, and will enable us to exploit deep technology and digitalisation; create a Smart Nation; and conceive, test-bed and scale up new products and services.

41.    This innovation ecosystem will strongly support entrepreneurship and further develop the start-up scene – in artificial intelligence, FinTech, advanced manufacturing, bioscience and other areas.

42.    New business centres, such as the Jurong Lake District, Punggol Digital District, and Woodlands North Coast, will each have its own character and industry niche.

43.    Companies will play a major role in economic restructuring.  We will build a strong base of local firms with the capabilities to succeed both at home and abroad. Our enterprises must develop a strong culture of collaboration, especially when overseas. Singapore Inc. must be a force abroad as much as it is at home.

44.    Finally, we will invest heavily in our people. In an age of technological disruption, Singaporeans must be flexible, eager to learn, and adventurous to venture beyond our shores.

45.    We are changing the way we educate and prepare Singaporeans for life, putting less emphasis on academic grades, and more on skills and the ability to adapt to a dynamic external environment. SkillsFuture will anchor this national culture of lifelong learning for skills mastery. Adapt and Grow will match workers to jobs, and help them stay employable as industries and jobs change.

46.    Unions, employers and Government must continue to collaborate closely. Tripartism has been an enduring competitive advantage for Singapore, and we have to continually nurture and strengthen it.

Forging a Cohesive, Caring and Inclusive Society

47.    Fourth, Singaporeans want to live in a fair and just society, one based on meritocracy, but at the same time strives to leave no one behind. Thus we are each prepared to do our best, but also to walk alongside fellow citizens who need help to keep up.

48.    In Singapore, people must always be able to get ahead through effort and excellence. We must open up more progression pathways, and celebrate a broader range of successes. We are committed to give every child a good start in life, no matter what their family circumstances may be. We will continue to raise the quality of pre-schools and do more for children at risk.

49.    We must tackle inequality vigorously.  We need to provide the right additional support to those needing it – in housing, education, skills training, and employment – so that meritocracy works well.  Only then can everyone do well through hard work, talent and skills, regardless of their backgrounds.

50.    We need to pay special attention to the growing population of elderly. We will continue to help older workers stay employed, earn fair wages, and save more, so that they can age with dignity and purpose. We will enhance elderly friendly infrastructure, including new housing options, and healthcare and fitness facilities. We will keep healthcare affordable through well-designed healthcare subsidies, MediShield Life, MediFund and enhancements to ElderShield.

51.    The Government will do its part to meet the needs of different segments of Singaporeans. It will provide more support to young families and make Singapore a great place to have children; help families cope with the cost of living; and enable persons with disabilities to lead full and active lives.

52.    Most importantly, we need to build a strong culture where the better-off devote time, talent and resources to help the less fortunate. Only when everybody lends a helping hand, can we truly become a compassionate and caring society

Nurturing an Identity we are proud of, with all Singaporeans

53.    Above all, Singaporeans want to feel a strong sense of nationhood. That is why we are prepared to participate in and enlarge our common space, while preserving and practising our own ethnic cultures.

54.    The public housing estates brought communities together. Through the education system, we adopted a common working language in English. National Service has become a key institution for nation building, and a major part of the Singaporean identity.

55.    By living and working side by side, going through ups and downs together, our diverse cultures and traditions are now interwoven. We did not expect this on 8 August 1965, but we have succeeded in nurturing a distinct Singapore identity, a sense of common destiny transcending our individual racial and religious identities. This is still a work in progress, but we have come far.

56.    The Singapore Bicentennial in 2019 – 200 years after Stamford Raffles landed in Singapore – will be an occasion to trace our roots, and draw inspiration for the journey ahead. We will reflect on what it means to be Singaporean, and on the common values and beliefs that bind us together.

A New Generation

57.    In an uncertain and volatile world, leadership will continue to make a critical difference to Singapore. In responding to the challenges of their times, the fourth generation leaders will work in concert with Singaporeans.

58.    A new generation of Singaporeans is coming of age. Their dreams, hopes and fears are different from those of their parents and grandparents.

59.    They dream of a bright future, and pour their energies into exploring fresh horizons and building a better world. They want to see their parents age well.  They hope for a fairer and more equal society. As proud Singaporeans, they want to see this small island nation stand tall amongst the community of nations.  Most of all, they are eager to take on responsibilities, participate in building and guiding Singapore, and step up to serve their community and country.

60.    The fourth generation leadership must fire up and mobilise the spirit and energy of young Singaporeans. They must grow with the people they represent; embrace a diversity of views and ideas; and yet forge a clarity of purpose and unity of action.

61.    Their duty is clear, but the path will not be easy. There will be times of hardship, when they must demonstrate leadership and resolve. There will be moments of truth, when they have to stand firm on principles and ideals while seeking practical resolutions. They will need to listen to the views and feelings of the people, and by their words and deeds, show that they have heard; yet never fear to lead and mobilise public opinion to support difficult policies in the long-term interest of Singapore.

62.    This is how they will earn the right to lead. That right cannot be inherited. The trust between the people and their leaders is not automatically passed on from one generation to the next. In each generation the people and leaders must work with one another, go through trials and tribulations together, and forge their own bonds afresh.

63.    After 52 years, we are not done building our nation. The struggle for independence, the journey from third world to first, are gradually fading from our lived memories, as a new generation comes to the fore. Born and raised in post-independence Singapore, they must dedicate themselves to write the next chapter of our story, understanding that becoming Singaporean – “one united people, regardless of race, language or religion” – continues to be an undertaking of conviction and choice.

64.    Together, the new generation will keep Singapore an exceptional nation.

SBS Transit claims bus driver in viral video has “neck pains” and did not doze off at the wheel

SBS Transit has responded to a viral video of a public bus driver who looks like he is dozing off by claiming that the driver had “neck pains” and was not falling asleep while driving.

SBS Transit claims that the bus driver in the video has neck pains that cause him to “bend more than normal” but added that this does not hamper his driving ability. It added that the bus captain is medically certified fit to drive.

In the viral video, the driver who appears to be middle-aged looks to be drifting in and out of sleep as he drives the bus, with his neck and head moving forward and backwards as though he is drowsy:

这样也可以 ?? ???

Posted by Darius Chan on Sunday, 6 May 2018

Tammy Tan, senior vice president of SBS Transit’s vice president of corporate communications, told reporters: “While the video seems to suggest that our bus captain was dozing off at the wheel, our findings based on the CCTV footage from the bus reveals that this was not the case.”

Adding that the bus captain “kept to his lane, slowed down when approaching bus stops and also stopped safely behind other buses or vehicles,” throughout the journey, Tan also noted that the driver conducted a right turn safely, as well.

Tan said: “All these would not have been possible had he been dozing off at the wheel … We assure our commuters that dozing off while driving is not something we take lightly and will not hesitate to take action against any bus captain found doing so.”

https://theindependent.sg.sg/shocking-video-of-sbs-bus-driver-falling-asleep-at-the-wheel-while-driving-goes-viral/

En bloc condominium foreign owner says collective sale not worth it and won’t make him rich

An Australian who is the en bloc condominium owner who is facing the prospect of a collective sale, has taken to a forum to say why the collective sale is at best a “mixed blessing”.

The en bloc condominium owner said that Singaporeans are wrong when they say “oh you’ll be rich” with the en bloc sale. The “reality is that the premium paid (~25 to 35 percent) is not worth the issues it will cause.”

He said that he is a permanent resident and did not pay the Additional Buyer’s Stamp Duty (ABSD) when he bought his current property, but reckoned that he’ll have to pay a hefty ABSD when he buys a new property.

The ABSD was first introduced on 7 December 2011 to cool the residential market and was revised upwards on 12 Jan 2013 due to the further acceleration in the escalation of the price of residential properties. ABSD is applicable to certain groups of people who buy or acquire residential properties (including residential land). This duty, which is in addition to the existing buyer’s stamp duty, is applied as follows in most cases:

Buyer’s Citizen Type Rate of 1st Property Purchase 2nd Property Purchase 3rd and subsequent Property Purchase
Singapore Citizen Not Applicable 7% 10%
Singapore Permanent Resident (SPR) 5% 10% 10%
Foreigners & Non-Individuals 15% 15% 15%

The Australian en bloc condominium owner pointed out that even if the property is successfully sold to a bidder, he will not be able to buy right away as he will need to wait for at least a year for payout, and for that one year he faces an uncertainty with “what looks to be a rising market.”

Paul Ho, the chief mortgage officer of icompareloan.com said that the Australian’s expectation of payout after sales completion is an underestimation. “En bloc sales process takes easily 18 to 40 months to complete, and in a rising market, the prices of properties could easily have risen by 5 to 10% a year, rendering the premium obtained from en bloc not worth it,” he said.

 en bloc condominium owner

Another problem the Australian said he faced was that of getting another attractive long-term bank loan. “At 55, I’ll be lucky to get a 10 year loan, so I’ll be forced to pay cash which is painful and restricts my choices and/or take a mortgage with extremely high payments (e.g. $6,000 in monthly payments instead of $3,000).”

What the en bloc condominium owner is worried about is the Loan-To-Value (LTV) ratio. The LTV ratio is the amount of financing that the bank can provide. An LTV ratio of 80 per cent (the maximum possible for a home loan) means the bank can loan you up to 80 per cent of your property price or valuation, whichever is lower.

Not everyone will get the maximum LTV of 80 per cent. If you have an outstanding home loan, for example, your LTV can fall to 60 per cent. Likewise, older properties, the age of the borrowers, and your credit score can all cause the bank to lower the LTV.

To get the maximum LTV, you must meet two age-related conditions: first, your loan tenure must not exceed 30 years (for Condo and 25 years for EC) . Second, your loan tenure plus your age must not exceed 65 if you want 80% loan.

For example, if you are 43 years old, and you want to get 80 per cent LTV, you must have a loan tenure of only 22 years (43 + 22 = 65). If you are 23 years old and you want to get 80 per cent LTV, your loan tenure still must not exceed 30 years; even if your age plus the loan tenure would fall below 65.

At any rate, note that the maximum loan tenure for private properties is 35 years.

If your loan tenure plus your age would exceed 65, or your loan tenure exceeds 30 years, then the maximum LTV will fall to 60 per cent. If you also have outstanding home loans on top of this,  the maximum LTV will fall further to 40 per cent.

Unfortunately, the LTV may not be the only problem the Australian may face. Singapore’s home loan interest rates are expected to be impacted by the recent Monetary Authority of Singapore’s tightening of the Singapore Dollar exchange rate, as well as the Federal interest rates hike.

Home loan interest rates to be impacted by exchange rate tightening

The en bloc condominium owner further said that he does not want to downgrade to a Housing & Development Board (HDB) flat. “HDB is NOT an asset that appreciates (and (Singaporeans) are waking up to this – even their own (Government) admitted it,” he said.

He was probably referring to the the public uproar that ensued following HDB’s chief executive’s suggestion that home buyers should pay less for resale flats with shorter leases. “The price you pay (for your resale HDB flat) should (be) commensurate with the lease,” Dr Cheong Koon Hean said at her 2nd Institute of Policy Studies-Nathan lecture.

HDB chief suggests buyers should pay less for resale flats with shorter leases

Besides all these hassles, the foreign en bloc condominium owner may also be liable for taxes from the Australian Tax Office. Australian residents are generally taxed on any capital gains they make on overseas assets (for example, when they sell an overseas property, they must report the gain in their tax return).

As his wife is an American, he may use his wife’s name to purchase the next property. Under the United States – Singapore Free Trade Agreement (USSFTA), American citizens do not pay ABSD on the first property they purchase in Singapore. But he reckons that his wife may have tax issues with the Inland Revenue Authority Of Singapore if she does so.

The biggest problems for the en bloc condominium owner (as are with most buyers affected by the collective sale) are location and the size of his prospective new property. “The location we are in is hard to buy in again, and yet it’s an ideal location near my son and my daughter’s schools,” he said.

He added: “I have a large 1500 sqft place (and such large apartments) barely exist now.”

En Bloc Sales Process Singapore – A Definitive Step-by-step Guide

He pointed out that he would have sold his current apartment at some point in time, bu the en bloc attempt will force him to make a new purchase; and he would have to wait 3 – 4 years more before disposing of the new apartment, as he would be deterred by the Seller’s Stamp Duty.

Being a Permanent Resident, he is also bound by the Central Provident Fund (CPF) rule. This rule will be a big disadvantage for him. He explains:

“The CPF board will grab my housing monies to repay CPF and I will turn 55 in the process which means I cannot use CPF again for the next purchase as my Ordinary Account will become Retirement Account (which I can’t touch). That’s (almost $200,000) of purchasing power gone.”

He laments that his $50,000 renovation for his current condo unit is also wasted.

“The whole en bloc has been highly contentious and emotional, (leading to) broken friendships (which) brought calamity upon our heads,” he said.

He added that although his condo sales committee got 81 per cent to consent to the collective sale, they have forgotten that a relatively large number people in the condo do not want it.


If you are home-hunting, our Panel of Property agents and the mortgage consultants at icompareloan.com can help you with affordability assessment and a promotional home loan. Just email our chief mortgage consultant, Paul Ho, with your name, email and phone number at paul@icompareloan.com.

Singapore domestic helper borrows thousands of dollars in employer’s name from five moneylenders

Facebook user Velle Yee has cautioned Singapore residents against hiring her former domestic helper after the helper borrowed thousands of dollars in Yee’s name from not one or two but five moneylenders.

Sharing images of her ex-helper, along with images showing her ex-helper’s passport and work permit, Yee shared on Facebook that she and her family found out about the former helper’s debt in October 2017. Discovering that the helper, 32-year-old Sismar Amor Mae Roma, had borrowed money from a moneylender, Yee lodged a police report to protect herself since Sismar had used Yee’s contact information in the loan application form.

Six months passed. Last month, another moneylender sent a letter to Yee’s home demanding due payment for an outstanding loan. When Yee confronted Sismar, Sismar claimed that she had repaid the loan in full but Yee discovered that this was not the case when she followed up with the moneylender.

Yee shared: “Given her history lying, we made the decision to cancel her work permit and send her home as we have two small kids in the house and were concerned about our family safety. Her work permit was cancelled on April 24, with a ticket purchased to Davao City for April 26.”

However, that was not all. After cancelling Sismar’s permit, Yee received a threat letter addressed to Sismar regarding a past loan. Yee’s family immediately filed a police report, When confronted, Sismar admitted that she had multiple loans outstanding from several licensed and unlicensed moneylenders. When the police paid a visit to Yee’s home and questioned Sismar, they reportedly found that Sismar had accumulated over $2100 in outstanding debt, licensed, unlicensed and installment purchases from at least five money lenders.

According to Yee, the police took Sismar into custody for further investigation and that Sismar remained in custody until she was sent back home on 26 April. She was even escorted to the airport by the police.

After Sismar’s departure, Yee’s family began receiving deliveries of packages that Sismar purchased – from gold jewelry to new phones. Yee has also been receiving letters from pawn shops like Maxicash, leading her to discover that Sismar had bought jewelry on installments and pawned them to send money back home.

Yee added: “FDW has been a habitual liar about everything since joining our family. Any time she was confronted over an error made, work not completed, or as above, the loans, she immediately denied everything or placed blame on someone else. The only reason we tolerated this was due to the effort and cost involved in replacing an FDW in Singapore.”

https://www.facebook.com/petitemignon.velle/posts/10156337601309293

This is not the first time such an incident has happened. Earlier this year, we reported that another domestic helper allegedly borrowed thousands of dollars from loansharks in her employer’s name before absconding.

In that case, the helper’s employer alleged online that her domestic helper returned home under the guise that her husband was shot dead, when in reality she was simply fleeing from loansharks who were after her after she had racked up thousands of dollars in debt:

 

“In due course of time we have got to know that she has taken loan of thousands of dollars from various unlicensed money lenders who have been threatening us every day till today through calls and whatsapp and sms. (She gave my name and phone number as guarantor.”

https://theindependent.sg.sg/domestic-helper-allegedly-borrows-thousands-of-dollars-from-loansharks-in-employers-name-and-absconds/

Shocking video of SBS bus driver appearing to fall asleep at the wheel while driving goes viral

UPDATE: SBS Transit has responded to the viral video by claiming that the driver had “neck pains” and was not falling asleep while driving. SBS Transit claims that the bus driver in the video has neck pains that cause him to “bend more than normal” but added that this does not hamper his driving ability. It added that the bus captain is medically certified fit to drive. Read the full story here.

A video of a public bus driver who looks to be dozing off while driving has been going viral since it began circulating in social media this afternoon.

In the viral video, the driver who appears to be middle-aged looks to be drifting in and out of sleep as he drives the bus, with his neck and head moving forward and backwards as though he is drowsy:

https://www.facebook.com/darius.chan.14/videos/1801457846581163/

Public bus drivers typically work six days a week and nine hours per day. The average age of a public bus driver is 55 years – just seven years shy of the national retirement age of 62.

Netizens responding to the shocking video, that has quickly garnered over 1000 shares already, have expressed concerns at the danger falling asleep at the wheel could cause. Others also criticised the person shooting the video for just taking the video and not waking the driver up:

https://theindependent.sg.sg/sbs-transit-claims-bus-driver-in-viral-video-has-neck-pains-and-did-not-doze-off-at-the-wheel/

Tin Pei Ling takes over from another PAP MP to become CEO of Business China

Business China announced today that ruling party politician Tin Pei Ling will be taking over as chief executive, from May 21. The Macpherson SMC MP will be replacing fellow PAP MP Sun Xueling, who has helmed the organisation since November 2015.

Business China is a government-linked non-profit organisation that aims to strengthen cultural and economic ties between Singapore and China by harnessing the support of the public sector and private enterprises. Spearheaded by the Singapore Chinese Chamber of Commerce and Industry, the organisation was launched in November 2007.

Pasir Ris-Punggol GRC MP Sun Xueling became the CEO of Business China in November 2015 – a mere two months after she was elected into politics in September 2015.

Sun – who was recently promoted to Senior Parliamentary Secretary in the Ministry of Home Affairs and Ministry of National Development in the latest Cabinet reshuffle – will relinquish her post on 21 May and hand over the reigns of the organisation to Tin.

Tin will join Business China from Jing King Tech Holdings, an organisation that has “extensive operations” in China and ASEAN, where she served as group director for corporate strategy.

Besides thanking Sun for her many contributions to the organisation and helping to build bridges with its Chinese partners, Business China’s Chairman Lee Yi Shyan highlighted Tin’s experience with Jing King Tech and added: “Ms Tin is the Member of Parliament for MacPherson SMC and is passionate about bilingualism and biculturalism.”

Tin added that it is a “great privilege” to be able to build on Business China’s work: “Now more than ever, Singapore must continue to remain relevant in this highly dynamic world that we live in. I see Business China as the vehicle through which we cultivate and connect with bicultural talents who can help strengthen Singapore’s position as the cultural and economic bridge linking the world and China.”

Real estate investment sales to hit $46 billion in 2018

Colliers International expects the real estate investment sales market in Singapore to maintain its positive momentum and grow 15 per cent year-on-year (YOY) to $46 billion in 2018. The latest report by the leading property services company said that it expects real estate investment to climb a further 5-10 per cent YOY in 2019.
real estate investmentThe report noted that property developers and investors shrugged off concerns over a global trade war and heightened equity market volatility in Q1 2018. They have injected a staggering $11 billion into the Singapore investment sales market – up by 89 per cent YOY. The robust investment figure in Q1 was predominantly driven by the residential sector. Residential land sales, including several large collective sale transactions, accounted for about $9.15 billion or 83% of the total investment sales in the quarter.

Notably, the five largest deals in Q1 2018 were all residential collective sales: Pacific Mansion which went for $980 million; Park West at $840.9 million; Pearlbank Apartments at $728 million; Goodluck Garden at $610 million; and Brookvale Park at $530 million.

Ms Tang Wei Leng, Managing Director at Colliers International, commented, “Interestingly, barely five months into 2018, the transaction value of residential collective sale deals has caught up with that of 2017. Colliers noted that there were 24 transactions amounting to $8.12 billion as at May 03, close to the $8.13 billion from 27 deals last year.”

She added: “The collective sale market is likely to remain buoyant this year, barring any unforeseen events. That said, to get a deal across the line, it is also key that owners set realistic asking price. Owners’ expectations have risen in tandem with the rising property market – particularly so of late, as the cost of buying a replacement home has increased.”

Investment sales from other sectors – industrial, commercial, shophouse and hospitality – made up the remaining 17 per cent (or $1.85 billion) of the total transaction value in Q1 2018. While they are unlikely to overtake residential investment sales any time soon, Colliers believes there are some upsides ahead as most of these sectors have bottomed.

Everyone wants to know how to make money from buying and selling properties or making a rental yield. For those interested in real estate investment, the decision is between jumping in and buying (and perhaps overpaying for reading the market wrongly), and a long, hard wait where one might potentially lose a lot of capital in the process.

Real estate market sentiment at the all time high in Singapore

Understanding the property cycle and current market conditions would help those interested in real estate investment to determine if it is a good time to invest. In order to correctly understand the market, buyers of real estate investment properties need to properly model the market to capture all the inputs and outputs.

Those interested in real estate investment should only go for high quality properties in good location with historical strong rental demand. One important thing such prospective buyers should ask is, “if money is not an issue, where would you rent?”

The prospective buyer would only know where the rental demand is after speaking to 30 – 50 people. So, always buy in those areas where people want to rent (because when times are good, one can get good rentals and when bad, it is still rent-able at a lower rent), you will still be able to find tenants because of the desirable locations.

Look for units that have some price distortion or buy good facing units that are going for less premium during high market. (Note: Some more speculative projects have a price difference of 20 -30 per cent between good facing and average facing units. For example, between 2800 psf versus 2200 psf, during a low cycle, the difference could narrow to 5 to 10 per cent.)

Where possible, those interested in real estate investment should always go for landed residential housing for store of value (though yields for such investments are very low). Investors should, however, be mindful of your monthly installment load. Go also for condominiums in prime districts well known for rental demand if you are investing, and understand your tenant market so that you can target them well.

Always make sure you have the necessary skills to negotiate well to buy a property. Those interested in real estate investment, but do not have the time to do do proper homework before investing, may obtain a full detailed Property Research Report by writing to us at  www.iCompareLoan.com/contact.

Jackie Chan’s Daughter and Her Girlfriend Say “Homophobic Parents” Are the Reason They’re Homeless

Etta Ng, daughter of superstar Jackie Chan, along with her girlfriend, have appealed to the public for help because of homeless state. The two women claim that they are homeless because their parents are homophobic.

Ms. Ng, 18, came out last year via an Instagram post, writing, “In case no one got the memo, I’m gay,” along with the hashtags #lgbtqai, #lgbt, #lesbian and #androgynous.

Ms. Ng appeared in a video on YouTube along with Instagram artist Andi Autumn, 30, her girlfriend. In the video she says, “We’ve been homeless for a month, due to homophobic parents. We’ve pretty much slept under a bridge and other things, you know?” 

She also said that the people in authority have been no help to them.

After all these years of negativity, living in shame and being afraid of the world I’ve come to the conclusion that it’s easier to accept that I am never meant to love or be loved. Especially as a lesbian in a culturally sensitive society I would be doing my family a favour staying hidden, silent, sit and behave like I’ve been instructed all my life. but Then you came along and proved me wrong, I deserved to be happy, love and be loved. @andiautumn you Accepted every single part of me. The good, the bad and the crazy ? You opened my heart and mind to all the good in this world, kissed every scar I have. 2017 has been a complicated year, I’ve faced so much that was meant to break me and it would have but you kept me strong all the way. You Everything and more, I love you so so much princess ? ~Happy Early 9 month anniversary ? 2/14/17 ~

A post shared by @ stolenmilktea on

“I don’t even understand what is going on because we’ve gone to the police, we’ve gone to the hospital, the food banks, LGBTQ community shelters, and all of them just don’t give a s**t. So that’s why we’re making this video, because we don’t know what to do at this point.”

At the end of the video, Ms. Ng turns to Ms. Autumn and tells her, “I love you.”

Elaine Ng, Ms. Ng’s mother and a former Hong Kong beauty queen, expressed disapproval of her daughter’s actions in even making the video. 

“I feel that if they have no money, they should go find work.They shouldn’t film a clip telling others they are broke and who Etta’s father is. People all over the world work hard and don’t rely on someone else’s fame to get money.”

Elaine Ng declined to comment however, when she was asked whether her daughter had been communicating with her.

Her superstar father reportedly was not very present in Etta’s upbringing. His only comment about his daughter’s coming out was “If she likes it, that’s fine.”

While some netizens have been supportive, most are incredulous that two adults are homeless and jobless, simply telling them to just “get a job.”

Redefining ‘impact’ so research can help real people right away, even before becoming a journal article

Park guards view maps and photos of high-altitude glaciers — information that can be shared with local communities dealing with changing water levels. Anne Toomey, CC BY-ND

Scientists are increasingly expected to produce research with impact that goes beyond the confines of academia. When funding organizations such as the National Science Foundation consider grants to researchers, they ask about “broader impacts.” They want to support science that directly contributes to the “achievement of specific, desired societal outcomes.” It’s not enough for researchers to call it a day, after they publish their results in journal articles read by a handful of colleagues and few, if any, people outside the ivory tower.

Perhaps nowhere is impact of greater importance than in my own fields of ecology and conservation science. Researchers often conduct this work with the explicit goal of contributing to the restoration and long-term survival of the species or ecosystem in question. For instance, research on an endangered plant can help to address the threats facing it.

But scientific impact is a very tricky concept. Science is a process of inquiry; it’s often impossible to know what the outcomes will be at the start. Researchers are asked to imagine potential impacts of their work. And people who live and work in the places where the research is conducted may have different ideas about what impact means.

In collaboration with several Bolivian colleagues, I studied perceptions of research and its impact in a highly biodiverse area in the Bolivian Amazon. We found that researchers – both foreign-based and Bolivian – and people living and working in the area had different hopes and expectations about what ecological research could help them accomplish.

Surveying the researchers

My colleagues and I focused on research conducted in Bolivia’s Madidi National Park and Natural Area for Integrated Management.

Due to its impressive size (approximately 19,000 square kilometers) and diversity of species – including endangered mammals such as the spectacled bear and the giant otter – Madidi attracts large numbers of ecologists and conservation scientists from around the world. The park is also notable for its cultural diversity. Four indigenous territories overlap Madidi, and there are 31 communities located within its boundaries.

Between 2012 and 2015, we carried out interviews and workshops with people living and working in the region, including park guards, indigenous community members and other researchers. We also surveyed scientists who had worked in the area during the previous 10 years. Our goal was to better understand whether they considered their research to have implications for conservation and ecological management, and how and with whom they shared the results of their work.

Eighty-three percent of researchers queried told us their work had implications for management at community, regional and national levels rather than at the international level. For example, knowing the approximate populations of local primate species can be important for communities who rely on the animals for food and ecotourism.

But the scale of relevance didn’t necessarily dictate how researchers actually disseminated the results of their work. Rather, we found that the strongest predictor of how and with whom a researcher shared their work was whether they were based at a foreign or national institution. Foreign-based researchers had extremely low levels of local, regional or even national dissemination. However, they were more likely than national researchers to publish their findings in the international literature.

Celín Quenevo and other leaders of the Takana indigenous nation raised money in the 1990s to translate a 1950s book written about the Takana people by a German anthropologist into Spanish.
Anne Toomey, CC BY-ND

Ongoing scientific colonialism?

This disparity raises concerns about whether foreign-led research in tropical nations such as Bolivia is perpetuating colonial-era legacies of scientific extractivism.

Along with its South American neighbors, Bolivia was subject to centuries of European explorations, during which collectors gathered interesting specimens of flora and fauna to ship back to the country financing the expedition. As late as the 1990s, more than 90 percent of 37,000 zoological specimens from Bolivia were in collections beyond its borders. The expatriation of biological samples has become increasingly restricted under a national political climate of “decolonization.”

But many locals in the Madidi region still expressed to us perceptions that “research is only for the researcher” and “researchers leave nothing behind.” In interviews and workshops, they lamented opportunities missed because they didn’t know about the results of research conducted on their lands. For example, when the park staff learned about previous research done on mercury levels in the Tuichi river that runs through the park, they talked about the importance of sharing this information with local communities for whom fish is a main sources of protein.

Our results suggest that foreign researchers should be wary of a modern form of scientific colonialism – conducting fieldwork in a far-off land and then taking their data and knowledge home with them.

One solution: Colorful banners with information in the local language about past ecological research conducted in Madidi are displayed at the park offices.
Anne Toomey, CC BY-ND

Our study also revealed that in some cases, the question of whether or not research had been disseminated was a matter of perspective. Park offices, indigenous council headquarters and government institutions all held dusty libraries full of articles and books that were in many cases the final products of scientific studies. But very few people had actually read these reports, in part because many were written in English. Also, people in the Madidi region are more accustomed to obtaining knowledge orally rather than through written texts. So finding new ways to communicate across cultural and language barriers is key.

Collaboration beyond publication

Perhaps one way forward is to think differently about what is meant by impact and when it takes place. Although it’s typically understood to occur after the results have been written up, our research found that the most meaningful forms of impact often took place prior to that.

Research often depends on collaboration across groups. Here, Madidi National Park guards and Bolivian scientists work together in the protected area.
Marcos Uzquiano, CC BY-ND

In ecological and conservation science research, locals are hired as guides or porters, and researchers often stay for days or weeks in communities while they are collecting data. This fieldwork period is filled with potential for knowledge exchange, where both parties can learn from one another. Indigenous communities in the Madidi region are directly dependent on local biodiversity. Not only does it provide food and other resources, but it’s vital for the continuation of their cultures. They possess unique knowledge about the place, and they have a vested interest in ensuring that the local biodiversity will continue to exist for many generations to come.

Rather than impact being addressed at the end of research, societal impacts can be part of the first stages of a study. For example, people living in the region where data is to be collected might have insight into the research questions being investigated; scientists need to build in time and plan ways to ask them. Ecological fieldwork presents many opportunities for knowledge exchange, new ideas and even friendships between different groups. Researchers can take steps to engage more directly with community life, such as by taking a few hours to teach local school kids about their research.

The author worked with two indigenous communities to develop ideas for how local leaders could negotiate future relationships with researchers.
Anne Toomey, CC BY-ND

Of course, such activities do not make disseminating the results of research at multiple levels less important. But engaging additional stakeholders earlier in the process could make for a more interested audience when findings are available.

Whether studying hive decline with beekeepers in the United Kingdom or evaluating human-elephant conflicts in India, those affected have the right to know about the results of research. If “broader impacts” are to become more than an afterthought in the research process, non-academics need a bigger voice in the process of determining what those impacts may be.

The Conversation

Anne Toomey received partial funding for this research from Lancaster University and additional financial support from the Rufford Foundation and the Royal Geographical Society.


Source: Science-Technology

US Teen who drew flak for wearing a Chinese quipao to the prom says she’d do it again

High school student Kezia Daum, who drew a lot of criticism online for wearing a Chinese dress (qipao) to her prom last week, says she has no regrets and would wear the dress another time.

Ms. Daum, who lives in Utah, was accused of racism and cultural appropriation after sharing prom photos of herself and her friends on Twitter. She wore a red qipao, a traditional Chinese dress that has roots from the 17th century. 

Ms. Daum had no idea her photos would go viral. “I never imagined a simple rite or passage such as a prom would cause a discussion reaching many parts of the world. Perhaps it is an important discussion we need to have,” she said in an interview on Good Morning America. She said in the interview that she would, however, wear the dress again.

A man named Jeremy Lam commented first on Ms. Daum’s photos, saying, “My culture is NOT your goddamn prom dress”, a comment which was retweeted more than 40,000 times in just a short while. 

In one of the photos, Ms. Daum and her friends are also seen bowing with their hands in prayer position, palms close together. Because of her dress and because the pose was seen as a mockery of Chinese culture, Ms. Daum has been called a racist.

She denied this, and said that she and her friends had copied the post from YouTube star Ethan Klein, who made the term “Papa Bless” popular some years ago. Ms Daum said, “It had nothing to do with race or racial slurs. It never intended to be thought of as racist.”

Aside from Mr Lam, many other netizens criticized Ms. Daum for cultural appropriation. 

The teen insisted that she never meant to cause a misunderstanding of any kind, and had in fact done research into the history of the qipao, and appreciated that it stood as a symbol for female empowerment.

Ms. Daum’s mother, Melissa Dawes, also sent out a tweet in an attempt to give a context to the pose her daughter and friends made in the prom photos, “I am getting questions about the photo of the kids posing. Not justifying, just giving you context. The pose is called ‘Papa Bless from H3H3 productions.”