Personal Finance

Endowment insurance provides protection coverage as well as investment returns to help you save towards a specific financial goal in the future, such as sending your child to university overseas. However, in the face of financial uncertainty like job...

After acquiring millions in assets, the $Squid cryptocurrency creators have vanished, revealing that it was a scam all along. The digital token, inspired by the South Korean Netflix series Squid Game that took the world by storm, lost almost all...

Singapore — Chairman of the Monetary Authority of Singapore (MAS) Tharman Shanmugaratnam said on Wednesday (Oct 27) that cryptocurrencies have a role in the country's financial sector if they are regulated. "There may be a role for crypto in future...

You’ve just stepped into the working world and would, therefore, expect to have plenty of disposable income in your hands. In reality? You’re already living from paycheck to paycheck. Now, imagine: if money is already so tight, how would you cough up...

Would you be financially ready to retire? Unfortunately, if you're anything like most Singaporeans here, the answer is likely "no". According to a June 2020 survey conducted by OCBC, around two-thirds of working Singaporeans and permanent residents indicated that they...

It is time to flick the “green switch” and take small steps to tackle climate change. To help promote eco-friendly living, Singapore has doubled down on its '30 by 30' goal, an initiative to produce 30% of the country's...

The Credit Bureau Singapore (CBS) and the Moneylenders Credit Bureau (MLCB), collects and manages consumer credit data. They give each Singapore consumer a credit score that indicates how likely you are to default on your debts. Your credit score...

Paying off debt isn't easy. Many of us have struggled only to pay the minimum amount each month or found ourselves surrounded by multiple sources of debt. Singaporeans have more access to different lines of finance than ever before,...

Whether you live in a private property or HDB flat, every homeowner knows the stress of missing a monthly home loan payment. If you've recently found yourself in a tight financial spot, it's important to remember that you have...

For many HDB flat owners in Singapore, their home is built on a lifetime of savings. With the right planning, this asset can be used to create a financially comfortable retirement. While there are many possible ways to monetise...