Personal Finance

At some point in most Singaporeans’ lives, they would inevitably have to take out a bank loan—be it to buy a house, or a car, set up a business, pay for their higher education or their kids’ education. In...

Writing a will is not just for tycoons looking to head off family feuds over an inheritance. It is, in fact, a legal tool that is useful no matter where you stand on the socio-economic scale. And perhaps best of...

A real estate portfolio is a collection of properties that you hold, for the purpose of growing your money. This is accomplished by collecting rental income, through the property appreciating in value, or a combination of the two. Note that...

Decentralised finance is an open alternative to all the kinds of financial tools people have available nowadays. This includes loans, trading, insurance, savings and more. These tools are available to anyone around the globe with just a smartphone and...

A man wrote in an anonymous post to popular confessions page SGWhispers of something he termed 'The Great Resignation' in Singapore and said he is an "experienced professional with international working experiences across Asia". "Both myself (<40) and my...

The good news from the results of the latest OCBC Financial Wellness Index, which came out on Tuesday (Nov 22), is that Singaporeans have more savings. The bad news is that they also have poorer investment returns, and higher debt...

Want a whimsical wedding shoot overseas but not sure if it’s a viable choice for you? For most couples, the first concern that comes to mind is the cost. Understandable since they are already spending an average of S$30,000...

A recent survey has shown that stress levels in Singapore are still as high as they’ve ever been, if not higher, than the global average. A whopping 86 per cent of Singapore’s respondents to the Global Well-Being survey are...

The rise of cashless payment in Singapore has expedited the emergence of many Buy Now, Pay Later (BNPL) services such as ShopBack PayLater, Atome and FavePay Later. With these BNPL schemes, you no longer have to wait for your payday...

Eligible Singaporeans will receive up to S$700 worth of vouchers this December from the Singapore government to offset the upcoming GST hike and rising costs of living. The vouchers payable in December would come in two parts – the Assurance...