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Netizen files police report against woman who planned to raise $30 million for the Workers’ Party

A netizen has filed a police report against a woman who planned to raise $30 million from donors online, purportedly to help the Workers’ Party (WP) parliamentarians who were embroiled in the Aljunied-Hougang Town Council (AHTC) lawsuit.

The woman, known as Frances Ng, apparently planned to raise the hefty sum from 100,000 who would pledge $300 each to the cause. The opposition party, however, clarified that it has nothing to do with Ng’s effort and urged the public to be cautious of giving funds to anyone claiming to represent the party.

Shortly thereafter, questions over the real identity of Frances Ng surfaced, with many asking whether Ng is even a real person. After this, Ng apparently deleted her main account on Facebook.

Claiming that Frances Ng is indeed a real person, Facebook user Cinorom Elicebmi has revealed that he has lodged a police report against her. The netizen wrote on his Facebook page today that Ng planned to cash in on the explosion of donations when the WP parliamentarian launched a private fundraising effort as the trial progressed:

“One Frances Ng Poh Joo…was at the ready to exploit this explosion in online donations for the trio. She intended to ‘raise’ Singapore Dollars Thirty Million (S$30,000,000) whereby 100,000 donors will fork out S$300 each for WP.
“Mr Goh Meng Seng stepped in to thwart the fraudster and prevent this fundraising fraud when WP clarified that the three MPs are undertaking a private fund-raising effort and it is not raising funds for the defendants.
“Further, in their Facebook page, WP said that it has nothing to do with that effort and urged the public to be wary of donating money to anyone claiming to represent the party. This statement was made when Frances Ng’s fraudulent acts apparently surfaced before WP.
“Now, there is a question that begs an answer. What drove Frances Ng to try her luck in defrauding donors whereby the chances of exposure is relatively high in Singapore?”

Revealing details he had apparently dug up about Ng’s personal life, such as her marital status, NRIC number and address, the netizen went on to allege that Ng may have “unspent criminal records”.

The netizen added that Ng may have tried to exploit netizens’ frustrations with the authorities in order to cope with “financial hardship” due to an apparently declining business that he says is straining her marriage.

Describing her “modus operandi” as “sophisticated,” the netizen elaborated:

“She started off with creating several Facebook accounts with a main one employing crowd manipulation. She intentionally use this technique to engage and influence anti government crowd. She would cut and paste news articles from alternate sources and apply sensationalism to stoke the fire.
“As her ‘followers’ grew in numbers, her consistent, enduring effort to create or shape an event, in this case the fundraising endeavour, to defraud her ‘followers’ paid off.
“Her ‘followers’ comprise of taxi-drivers, hawkers, retirees, etc for she had carefully chosen poorly educated ones as they are easily manipulatable people. It is believed several had credited her accounts before Mr Goh’s stopper came into effect.”

The netizen ended his post by sharing a picture of the police report he filed and by cautioning that “criminals thrive in the indulgence of our society’s understanding”.

Man tried to enter Singapore at Tuas Checkpoint with 12 sedated puppies in his car – 3 died after

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On Tuesday, December 11, a Singaporean man tried to enter Singapore at Tuas Checkpoint with 12 sedated puppies stashed in the spare tyre compartment of his car. Immigration and Checkpoints Authority (ICA) officers apprehended him, and he is currently under investigation. Three of the little puppies eventually died.

Immigration and Checkpoints Authority (ICA) and Agri-Food and Veterinary Authority of Singapore (AVA) reported the incident in a joint news release on Thursday, December 13.

It was around 3:45AM on Tuesday, December 11, at Tuas Checkpoint. A 25-year-old Singaporean man was stopped by officers for what was supposed to be a routine car boot check. During the inspection, an ICA officer noticed that something was not quite right – “anomalies” were spotted in the car boot. The officers then decided to look further.

When the officers removed the spare tyre and then the cover of the spare tyre compartment, they found 12 sedated puppies cramped and squeezed into the compartment.

Photo: Immigration & Checkpoints Authority Facebook Page

Some of the sedated puppies were weak, and sadly, three eventually died.

“As the driver did not possess valid health certificate and import permits, he was referred to the AVA for investigation,” said the release.

The nine surviving puppies are currently under quarantine at AVA’s facilities.

Photo: Immigration & Checkpoints Authority Facebook Page

According to the news release, “animals that are smuggled into Singapore are of unknown health status and may introduce exotic diseases, such as rabies, into the country”.

AVA strictly regulates the import of animals to prevent the introduction and spread of exotic diseases into Singapore and of course to safeguard the health and welfare of the animals.

AVA said that it is illegal to import any animals without a proper AVA permit and declared the maximum penalty at $10,000 and/or imprisonment of up to one year.

“Our borders are our first line of defence in safeguarding Singapore’s security. The security checks are critical to our nation’s security. The ICA will continue to conduct security checks on passengers and vehicles at the checkpoints to prevent attempts to smuggle in undesirable persons, drugs, weapons, explosives and other contrabands,” said the ICA-AVA joint statement.

The ICA published this post on their Facebook page:

https://www.facebook.com/Immigration.Checkpoints.Authority/posts/804529369896979?__xts__[0]=68.ARCbBEGCGTTyxzfj6XiFcpCvzMeop9LXGRZEOSUw9E0G0ACzkJ4Q6kILxiMZPXcHi25907574lwEdhn_MNzpLZilA78wgy6_rtCqHib9YVMpCYF1n1_XzN11D_YaahAt7Ha7ELCVflqNf6pY-Qd82CiX_wtaPLDG4AeW2OqrYRcJ6UBiUQ7E-bWUMXLzQ2VU-nZyvOscL0wt6yk6W6k3xtQBp74hGBszwj2bwT-q5qLxO2EnKeepABu1hnNTTcgwcptizhPXmA77I4bmI1Z-4kAvALc2EGDJbUzPp-LvvhQLjP2_RZL_Equ2Ce8ru_VSJyNrEh1acPHR_WVKt1P7I8g&__tn__=-R

 

The surviving puppies are still under quarantine, but we hope that they eventually get adopted into good homes where they will be cared for properly.

Investment property – Is it the best way to beat inflation?

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Is your buy-in to investment property the best way to beat inflation?

Left uninvested and at the current rate of 2% inflation in Singapore, your money will lose 25.99% of its value in 20 years. This means your S$100,000 today will only be worth S$74,008 in 2038. Everything is affected by inflation, including the cup of coffee you had today. With inflation, the same cup you had today will be quarter lesser in 20 years.

Inflation is the financial equivalent of high blood pressure. You don’t see it, you rarely feel it, but it will kill you if you let it. If we think back to past year even, the price of goods and services doesn’t seem to have changed that much.. We only identify with the danger of inflation when we look back at our previous lives as children.

investment property
Image credit: Public Domain Pictures

So how best to beat inflation? Some say that besides diversifying your portfolio, an investment property is the best way to beat inflation.

Yale economist and Nobel prize winner Robert Schiller in his book, Irrational Exuberance, says that over the very, very long-term property prices don’t beat inflation. In fact, by owning an investment property which you have not properly planned for, you may end up paying more than the actual worth of your property.

Having crunched the numbers, Shiller debates this topic openly and robustly. He says that, overall, the housing market doesn’t have a great long-term return. It barely outpaces inflation, in fact. He told USA Today: “If you look at the history of the housing market, it hasn’t been a good provider of capital gains. It is a provider of housing services…Capital gains have not even been positive. From 1890 to 1990, real inflation-corrected home prices were virtually unchanged.”

The Washington Post analyzed Shiller’s data and reported that, over the past 100 years, home prices have only grown at a compound annual rate of 0.3%, adjusted for inflation. The S&P 500, on the other hand, has had an annual return of 6.5%. That’s an awfully big difference.

New home sales momentum upbeat despite sales slump

But does Shiller’s hypothesis hold true for a small, land-scarce country like Singapore? Let’s analyse.

Take for example, if you were to take a 20-year-mortgage loan for $2 million which offers you 2% for the first 3-years and 2.5 per cent thereafter, you will be paying over $512,000 just in interests alone.

This means that if your investment property is worth about $3 million today, you would have paid over $3.5 million for it over a 20-year-period.

So is it a good deal to put money down on an investment property?

The Government’s Private Residential Property Price Index shows that prices of private properties had almost doubled in the last 20 years.

The Government data suggests that although a private property may dip sharply over certain years, observed over a longer 20-year-period, it always appreciates. So the lesson really is if you are a short term investor in Singapore’s residential properties, don’t overestimate the returns on this investment.

In fact, no investment property can guarantee a perpetual positive return. And there is always the probability that your rental returns cannot cover all expenses related to your investment – expenses like loan repayment, management fee, property tax and maintenance and repair cost.

Renting your property – what you need to know

While that single real estate asset might help protect you against inflation, a well-balanced stock and bond portfolio seems to be a better investment. But a lot of people’s portfolios are mostly made up of their home value. You wouldn’t put 80 percent of your portfolio in a bond simply to protect against inflation (unless maybe you were nearing retirement) so why would your home make up that same amount? That’s the argument against buying a home as an investment.

As Forbes contributor Jamie Hopkins says: “When making the decision it is important to understand that buying a home might not be a great financial investment and to not forgo all of your investable assets in order to purchase a home because you are really purchasing a right to housing and not a long-term investment designed to generate income.

“You might still be able to time the housing market just right and sell at a higher rate than Shiller’s data shows. But most experts agree: while housing is an investment, it’s not a great investment. So, if this is your only basis for buying a home, it’s probably not the best one.”

How to Secure a Home Loan Quickly

Are you planning to put money in an investment property but are ensure of funds availability for purchase? Don’t worry because iCompareLoan mortgage broker can set you up on a path that can get you a home loan in a quick and seamless manner. We are the experts who do the work for you for free, while you lean back, rest and rely on our professionalism at absolutely no cost to you.

Our brokers have close links with the best lenders in town and can help you compare Singapore home loans and settle for a package that best suits your home purchase needs. Find out money saving tips here.

Whether you are looking for a new home loan or to refinance, the Mortgage broker can help you get everything right from calculating mortgage repayment, comparing interest rates all through to securing the best home loans in Singapore. And the good thing is that all our services are free of charge. So it’s all worth it to secure a loan through us.

For advice on a new home loan.

For refinancing advice.

Expat personal loans – what happens when you have to leave the country?

Singapore a very popular work destination for foreign talent, and considering that 38 per cent of the population in Singapore are foreigners, it is little wonder if some of them are searching for expat personal loans.

By: Hitesh Khan/

A relatively high standard of living coupled with a vibrant economy, provided by political stability and a favorable investment environment are all factors which have contributed to more expats arriving and settling in the country. Like Singapore residents, expats too experience financial constraints from time to time.

Most local banks in Singapore offer foreigners expat personal loans, but only after being with the same bank for several years and in good standing.

Even then, the banks may give you lesser than the advertised credit line of 4-times your monthly salary.

Most foreigners don’t leave Singapore after comparing the quality of life on the island with their home country. But what happens when you have to leave the country for one reason or another?

Can you leave Singapore without paying your expat personal loan and never set foot on the island again? If you do that, you face the prospect of being made a bankrupt in Singapore. Being made a bankrupt in Singapore, is different than being made a  bankrupt in the U.S.

For example, in Singapore, you can be “made” bankrupt by a creditor, while in the U.S., although it seems like you are being forced into bankruptcy, you still have to make the decision to file for bankruptcy.

Best Personal Loans in Singapore (2018)

And you can be made a bankrupt if you owe your lender just $10,000 in expat personal loans.

The problem however isn’t just being declared bankrupt. With bankruptcy, the Official Assignee (OA) has almost complete control over your life. The OA can seize your belongings which can include, property, tools of your trade, property held in trust for someone else, and even clothing and furniture.

In fact, the any property can be seized, including future property that the bankrupt person may come into possession in the future. You will need the OA’s permission even to go on a holiday, and if you don’t comply, you may be fined up to $10,000 and/or be jailed for up to 2 years. With bankruptcy, you also risk losing your job and it will certainly make things difficult if you are trying to find a job.

This means that if you leave Singapore without paying off your expat personal loans, the road will not be smooth sailing if you want to come back to live in the island again.

One foreigner explains her problem in an online expat forum:

“Have not been living or working in Singapore now over 5 years but held on to credit cards…total probably 30k. Now the banks decided since i no longer live or work in Singapore, they want full payment which I cannot do. They are threatening to take legal action, so far do not know if it has been done. So if they did a court case and I am not there to represent myself, they can win the case in my absence? My concern is I may have a job offer in Singapore and this will affect if I can get a work permit. Also if I managed to get a work permit, it looks like most of the salary will go into paying off the debts.”

Another forumer responding to the query said:

“That is quite a large amount of debt and that does not include interest accrue on top of the original debt. If the banks in Singapore has already located your overseas address, rest assured they will come after you by getting a court order at your resident country. Once the court accepts the claims of the lawyer representing Singapore Banks, you are done for. I have seen it happened time and time again.
“Immigration & Checkpoints Authority (ICA) only deals with the immigration part. Ministry of Manpower deals with the employment part but if a court judgement has been ruled against you, finding a job will be hard and you cannot get any credit card nor banks wanting to do anything with you. fF I am not wrong it will be sent to the police database too. To enter Singapore as a visitor personally I do not see an issue as you are a foreigner, not local nor Permanent Residents but I could be wrong here.”

It is not altogether clear what may actually happen to you upon entering and leaving the country if you have bad debt you have left behind. But even if you don’t care about being declared bankrupt and are not planning on ever returning to Singapore, you may have to consider your guarantors – especially if they are family or close friends who are still in Singapore as they will be held responsible for your debt.

How to Secure a Personal Loan Quickly

Are you a foreigner and searching for expat personal loans? Don’t worry because iCompareLoan loan specialists can set you up on a path that can get you the best personal loans in a quick and seamless manner.

We also can arrange the Best Home Loans in Singapore as our brokers have close links with the best lenders in town and can help you compare Singapore home loans and settle for a package that best suits your home purchase needs.

Whether you are looking for a new home loan or to refinance, our mortgage brokers can help you get everything right from calculating mortgage repayment, comparing interest rates all through to securing the loan. And the good thing is that all their services are free of charge. So it’s all worth it to secure a loan through them.

For advice on a new home loan  or Personal Finance advice.

If you want to speak to our Panel of Property agents.

If you need refinancing advice, we are here

Town road gets paved with German chocolate after factory accident

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Liquid chocolate spilled out of a storage vat at a chocolate factory in Westoennen, north west Germany this week, paving the road with delicious German chocolate. Photos of the rather glorious accident has been going viral online.

According to the local press, 25 firefighters were deployed to pry the solidified chocolate off the roads. Responding to the unusual case, the firemen resorted to using shovels, hot water and torches to remove the chocolate off the road so motorists will not be inconvenienced or injured.

Interestingly, Mr Markus Luckey, the boss of the DreiMeister chocolate factory where the accident occurred only called the mishap a “small technical defect.” Had the spill occurred closer to Christmas, Mr Luckey candidly said “that would have been a catastrophe.”

Malaysia opposes flight path for Seletar Airport – Trade Minister says ‘It cannot be over Pasir Gudang’

Malaysian Minister of Transport Anthony Loke Siew Fook posted a video on Facebook on December 11 explaining Malaysia’s opposition to the flight path of the new Instrument Landing System (ILS) that Singapore’s Seletar Airport will be using, effective January 3, 2019, because the flight path has a height buffer that is inadequate for Pasir Gudang’s tall infrastructure.

Minister Loke’s post shows Malaysia’s position on the ILS system and flight path:

https://www.facebook.com/lokesiewfook/videos/272125803497410/?__xts__[0]=68.ARCSMJNWzPXwS808ZOJtvgChYYgatLeUZ7B0yhgx7i940wO5fxJ1n14hiwwE8mbqJ90d1IYC_rulIzly_xeVVkhBxWnhlL2XE1Y8BT9b33UNS1YRGxX4ogf3Q9RGP1RvyyE99xPH5-whu2u-3sf-BVS6x-Bkz7M9MD9nNjXrKD689iMcYNJi9kyGfubGeDACuois60RdwdrbkVqspIyqPiD_-0wPfoWM2z30OT3TInjlaeDVUgx_wlYjwszzOpcqdFmC2vzZm6b5Fy4-CfXnuQlhK0j3AAosnSWurIzYh-1LSUzAbxWbU0wk-bsLrlHToRczL-sd5WfNk0DKWlSkxHXQ3e3sdhAx&__tn__=-R

 

 

According to the Ministry of Transport (MOT) video, Firefly Airlines has suspended all flights into Singapore beginning December 1, when they were transferred from Changi Airport to Seletar Airport, which is only 2km away from Pasir Gudang in Johor.

The industrial town sits directly in the new flight path that Singapore is going to be using along with an Instrument Landing System (ILS), beginning January 3, 2019.

The ILS is “a precision runway approach aid that helps airplanes to land even with poor visibility.” It is supposedly safer for the airplanes, but Malaysia will have none of it because of the height buffers over Pasir Gudang in Johor.

On point 1, 3km away from Seletar, the height buffer is at 54m.

Photo: MOT video screengrab/Anthony Loke Siew Fook Facebook

On point 2, 6km away from Seletar, the height buffer is at 145m.

Photo: MOT video screengrab/Anthony Loke Siew Fook Facebook

These height buffers are completely inadequate for Pasir Gudang, which is an industrial town. The MOT video points out that there are mobile cranes around 103m in height as well as tall skyscrapers that will be dangerous obstructions.

Photo: MOT video screengrab/Anthony Loke Siew Fook Facebook

“We can’t even build tall buildings over Pasir Gudang if we allow that flight path!” said Minister Loke in the video.

Experts have since weighed in on the points in the video, according to another media source.

They said that with the ILS, the height limit 3km away is 93.8m, and the height buffer 6km away is 193.1m.

If the experts are right, with an extra safety barrier, the actual flight approach into Seletar would be 200.5m in height at 3km away, the same as it is today.

The MOT video also says that Pasir Gudang Port will suffer “higher risks and multiple restrictions” if the ILS flight path will be used.

Experts have spoken – for the last 30 years, Singapore has utilised systems such as the Civil Aviation Authority of Singapore Vessel Height Measuring System to safeguard both aviation and maritime activities.

The MOT video said that before the ILS, there was no height regulation in place, and pilots would manually maneuver around obstacles in order to fly safely. With ILS, however, height restrictions will become mandatory.

Experts disagree. As the International Civil Aviation Organisation (ICAO) requires all airports to mitigate the impact of tall buildings on aviation safety, there will be no new height restrictions for either ILS or visual landing systems.

According to the MOT video, the affected area is from Pasir Gudang to Ayer Tawar and then almost to Kota Tinggi.

Photo: MOT video screengrab/Anthony Loke Siew Fook Facebook

Experts say that the picture above is inaccurate and should be viewed from a three-dimensional perspective. The farther from the airport, the bigger the slope of the ILS surface. The farther from the airport, the less impact it will have on the ground.

“Our position is very clear,” says Minister Loke on the video. “We are are not against Seletar, but as far as the descending flight path is concerned, it cannot be over Pasir Gudang.”

“We urge Singapore to withdraw the ILS announcement and to amend the flight path as per our request,” he said in his post.

WP NCMP Leon Perera blames cost of living, saying that, by the mid 2030s, Singapore’s citizen population will start to decline

Workers’ Party Non-Constituency Member of Parliament (NCMP) Leon Perera raised the issue of population in Parliament, asking about when citizen deaths were projected to outnumber citizen births.

According to a Facebook post he wrote on Wednesday, December 12, Mr Perera wrote, “Our Total Fertility Rate or TFR remains one of the lowest in the world, even though the problem of low TFR had been identified decades ago as a national challenge”.

He added, “As a country we need to look at the root causes of this, one of which could be the cost of living”.

https://www.facebook.com/leonperera70/posts/1142709789220529?__xts__[0]=68.ARD7Zv6A-udKjdeG57CJaoCIrz4nw6fQ-8iIgRX6Wtg2OVTU3-9Jj0yFtHCWHe0gm0DylfDutML_04Wge4UK1HuM6vHPSyX0ItZrI_kF0hXNtKH1-Vlv2SqdEW4khtCvO0hLOYPSK0vyFzR0L1AvS1cV9Cw28sEAf6-tDc6iPmnT3m0sYVi6fP3VRXOr7Fn75_vtbWHoaaj84PPm_LsBuT4FCEJHacuMTiMQKyuDsTzpXOTkuoDDwdM-kliRRvEx5tWHdq1ktHKlmRuwqZgrgUR1KZJ4eXB_CIEXqjLTUju-LGMXDTw2Qls_cXELkiRrnspJFdhvyDshIW8Zyw2wEw&__tn__=-R

He also shared the questions that he asked Prime Minister Lee Hsien Loong in parliament.

He wrote, “Mr Leon Perera asked the Prime Minister (a) whether the Ministry can release data for Singapore citizens deaths over the last 10 years (as distinct from resident deaths); and (b) at what year in the future will citizen deaths exceed citizen births according to existing demographic forecasts”.

Deputy Prime Minister Mr Teo Chee Hean replied for the Prime Minister saying, “The total number of resident deaths has increased from around 16,200 in 2008 to 19,800 in 2017. The total number of citizen deaths has increased from around 15,600 in 2008 to 19,100 in 2017”.

“Based on current trends, the number of citizen deaths could exceed the projected number of citizen births around the mid-2030s”, he added.

________________________________________________________________________

[email protected]

Malaysia’s Elections, iPhones XS, Black Panther, Stan Lee, the World Cup…Singapore’s biggest Google searches for 2018

Google just released its Year in Search, the annual lists of trending searches each year. Singapore’s top ten trending searches for 2018 says a lot about the country.

The number one spot is decidedly non-political, yet the list shows that people in Singapore like to know what’s going on in the world.

Google said in a statement, “In a year filled with events that toppled long-existing conventions, the top trending searches revealed that Singaporeans are greatly interested in current affairs.”

Let’s round out the top 5 trending searches in the country:

5. Stan Lee—aka Marvel Comics’ well-beloved founding father, who died on November 12 at the age of 95. The multi-awarded American comic book writer is responsible for superhero favorites such as Spider-Man, Thor, the X-Men, and Iron Man.

4. Najib Razak— Najib, who served as Prime Minister from 2009 to 2018 was arrested on July 3 over his involvement in the  1Malaysia Development Berhad (1MDB)  scandal, and together with his wife, Rosmah, faces multiple charges in Malaysia’s courts.

3. Australian Open 2018—Apparently Singaporeans are big tennis fans! This year’s Australian Open, which was held early in the year, by mid-January. Roger Federer and Caroline Wozniacki took home the trophies in the first Grand Slam tournament of this year’s season.

2. Malaysia’s Elections. This year’s runner-up were the elections in Malaysia, held in May. The  Barisan Nasional (BN) coalition in this year’s elections, after being in power for more than six decades, was succeeded by the Pakatan Harapan (PN) coalition, headed by Dr. Tun Mahathir Mohammad, who became Prime Miniter again at the age of 92.

  1. World Cup. Every four years the whole world catches football fever, and apparently, Singapore is no exception. This year’s Cup, which was held in Russia, featured unexpected defeats (Germany first-round exit), and sweet surprises (England and Croatia getting as far as they did). Oh, by the way, France won.

Here are the number one searches in the other categories of Google’s 2018 Year in Search for Singapore:

  • Top Trending Local News—Trump-Kim summit
  • Top Trending Gadgets—iPhone XS
  • Top Trending Movies—Black Panther
  • Top Trending Events—Comex 2018
  • Top Trending TV Shows—Story of Yanxi Palace
  • Top Trending Sporting News—World Cup
  • Top Trending Farewells—Stan Lee

MP Zainal Sapari recaps water agreement with M’sia and asks them “Why kao pei kao bu”

Amidst tensions with Malaysia over airspace and maritime boundaries, Member of Parliament (MP) Zainal Sapari took to Facebook to recap Singapore’s water agreement with Malaysia,along with the prices at which we buy from and sell water to them.

In a Facebook post on Tuesday, December 11, he wrote shared an infographic and quoted a Straits Times article saying, “Singapore pays 3 sen per thousand gallons of raw water, and sells treated water back to Johor at 50 sen per thousand gallons”.

https://www.facebook.com/ZainalBinSapari/photos/a.1530485456970331/2199509820067888/?type=3&theater

However, he continued, “it costs Singapore RM2.40 to treat every thousand gallons of water. By selling at 50 sen, Singapore is providing a subsidy of RM1.90 per thousand gallons of water”.

Mr Zainal said, “Johor sold the treated water to Johoreans at RM3.95 per thousand gallons, which amounts to RM46 million in profits a year”.

Along with his post, were hashtags he added himself. They were, “
#JustToRecap #WaterAgreement #WhyKPKB”.

‘KPKB’ is the acronym for “kao pei kao bu”, according to the Urban Dictionary. It means “cry father cry mother” in Hokkien. It is usually used in reference to those who make a fuss.

Mr Zainal explained the term to a netizen in the comments.

His post served as a learning point for many, and it got them talking about the issue of water once again.

________________________________________________________________________

[email protected]

3 Christmas Gifts for Kids That Are Actually Good for Parents Too

3 Christmas Gifts for Kids That Are Actually Good for Parents Too

Christmas is just around the corner, and young parents should start thinking about what they want to get for their kids, if they haven’t already. While most parents might be thinking about getting things like toys and dolls that their kids will like, wouldn’t it be even better if their Christmas presents are actually helpful for the parents too? Below, we share 3 types of Christmas presents that kids will love, but are also beneficial for the parents too.

Vacuums & Swiffers

Only a few weeks ago, a curious news made headlines globally: kids are in love with a toy vacuum from Dyson. Indeed, the Amazon listing for this product is filled with reviews from parents who are raving about how their kids are absolutely “obsessed” with this vacuum. Apparently, kids are dying to help their parents clean their house! The only catch, however, is that this vacuum really is a toy and has suction power that’s barely strong enough for dust and papers.

A parent shared a positive review that included her vacuum-obsessed son. (Photo: Amazon)

A parent shared a positive review that included her vacuum-obsessed son. (Photo: Amazon)

But, there’s still hope for parents who could use an extra pair of hands for house chores. Now that we know that kids love vacuum machines and helping their parents out, why not get them cool looking vacuums that are short and light enough for them to handle? It’s almost like getting them a toy that actually works! There are plenty of portable or handheld vacuums that weigh about 1.5kg, can be shrinkable for kids and cost only about S$30 to S$50. In fact, many moms already shrink their swiffers to “trick” their children into helping them mop the floor as a playtime!

Hand held vacuums can be a great toy for kids to use to help their parents clean their home

Pinkfong Beam Projector

If you have a kid and a smartphone, then you already probably know how much kids love watching Youtube videos. In fact, it’s very common nowadays to see parents eating at restaurants (and probably even at home) while keeping their kids “busy” with their smartphones. But what if parents could show fun videos with songs that kids love in a way that also makes kids more active (instead of sitting still with a phone in their hands)? A company in Korea has actually created a franchise called “Pinkfong” with thousands of children-friendly songs and videos with cute characters and dances that kids love to follow along. Not only that, they now have a portable beam projector that can play these videos anywhere. Although they are still only sold in Korea and the US, getting a hold of an English version of these devices could be a way for parents to get their smartphones back, make their children extremely happy with all of their favorite songs and videos and get them off their butts with rhythmic dances.

Pinkfong beams are sold in the US & Korea, and come with more than 1,000 songs and videos

Pinkfong beams are sold in the US & Korea, and come with more than 1,000 songs and videos

Games & Puzzles

For older kids, games and puzzles can be a great gift for the holiday. Games, especially board games like Risk or Monopoly that require strategic thinking and problem solving, have been known to help improve cognitive skills, while they can also help them develop social skills. Not only that, parents can also enjoy playing these games with their children for a quality family time, while also feeling good about helping their children develop problem solving skills.

Killing Three Birds with One Stone

Recently, I heard a rather surprising story: when a dad asked his son what he wanted for Christmas, his son came back with an Amazon link to a gaming laptop that cost S$4,500. If you are able to easily afford such a gift for your child, good for you! But, going overboard with holiday gifts and spending beyond your means just to make your kids happy isn’t the best strategy; if you go down this path, you might end up with a pretty big financial hangover in January (in which case, one of these debt consolidation plans might prove to be useful). Intead, these 3 Christmas gifts we discussed are all proven to be loved by children while also being extremely useful for the parents too. Not only that, they are generally quite affordable, effectively killing 3 birds with 1 stone. Not only that, you can even get further savings by using a rewards credit card by earning miles or cashback to make your purchases. What more could you ask for in a Christmas gift idea?

Do you have any ingenious Christmas gift ideas for your children too? Please share with us and our community in the comments section below!

The article 3 Christmas Gifts for Kids That Are Actually Good for Parents Too originally appeared on ValueChampion.

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Source: VP