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Police warn against parcel delivery scams; 25 victims lost S$38K

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SINGAPORE: The Singapore Police Force said in a Nov 1 (Wednesday) advisory that there have been at least 25 victims of parcel delivery scams since October, with losses amounting to S$38,000. Scammers in this type of scheme obtain the personal and banking details of their victims on the pretext of needing additional delivery charges.

“With the upcoming festive period and major online shopping events (i.e. Singles Day, Black Friday, Cyber Monday, 12.12 sales or Christmas sales), members of the public are advised to be more cautious of such scams,” said the Police, who also provided the examples below.

Screengrab/https://www.police.gov.sg/

Scammers send victims emails or text messages asking for an additional payment for the items they bought to be delivered. The messages or emails look like they come from Singapore Post (SingPost) or other postage and eCommerce logistics firms. However, the messages and emails also contain a phishing link. 

The people who click on this link are led to a fraudulent lookalike website and are asked to enter their personal details and/or banking credentials. They end up with unauthorised transactions made to their bank accounts or credit cards and learn that they have been scammed after the perpetrators have gained access to their accounts. The sample below is also from SPF.

Screengrab/https://www.police.gov.sg/

The police have advised the public to adopt the following precautionary measures:

ADD – ScamShield App and security features (e.g. enable Two-Factor Authentication (2FA), Multifactor Authentication for banks and set up transaction limits for internet banking transactions, including PayNow).

CHECK – For scam signs with official sources (e.g. ScamShield WhatsApp bot @ https://go.gov.sg/scamshield-bot, call the Anti-Scam Helpline on 1800-722-6688, or visit www.scamalert.sg). Delivery charges are usually paid upfront when purchases are made. SingPost will never send you a text message or email requesting additional payment through an embedded link that demands that you give SingPost your personal or banking information.

Any payment to SingPost can only be made via the SingPost Mobile App, at SAM machines, or at any post office. Please refer to https://www.singpost.com/online-security-you to stay alert against scams. Always verify the authenticity of the information with the official website or sources, even if you are expecting the delivery of a parcel and do not click on links provided in unsolicited messages or emails. Look out for tell-tale signs of a phishing website, and never disclose your personal or banking credentials, including one-time passwords (OTPs), to anyone. Always check the transaction details before approving any transactions (Refer to Annex B)!

TELL – Authorities, family, and friends about scams. Report any fraudulent transactions to your bank immediately.

Individuals with information about this type of crime or who have doubts about similar matters may call the Police hotline at 1800-255-0000 or submit information online at www.police.gov.sg/iwitness. Those who need urgent Police assistance may call 999.

Screengrab/https://www.police.gov.sg/

The Police have assured the public that all information submitted will be kept strictly confidential. More information regarding scams may be found at www.scamalert.sg, or the public may call the Anti-Scam helpline at 1800-722-6688. “Fighting scams is a community effort. Together, we can ACT Against Scams to safeguard our community!” the Police added. /TISG

Read also: NEA and MAS Issue Scam Alert: Beware of Dengue Flyer Scam

Woman says her group of friends became toxic, even condoned cheating behaviours

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SINGAPORE: A woman with a rather toxic circle of friends wrote that she had to distance herself to escape them.

In an anonymous post to popular confessions page, the woman wrote that at the beginning, she was a member of the clique, but said: “I don’t intend to come across as rude, but I simply can’t comprehend why the rest that is inside the clique would condone and encourage cheating, and go as far as insulting someone’s spouse behind their back especially when they have a kid together! It’s astonishing how they manage to convince themselves that such actions are not only acceptable but also justified”. She added that there was a woman in the group who seemed to be the mastermind behind the entire situation.

She wrote that the ‘mastermind’ would manipulate the situation to victimise herself while claiming her boyfriend did not care about her because he had to travel for work. “Meanwhile, she engages in deceitful activities, lying in other men’s beds and going on dates with people on Tinder, all while keeping it hidden from her partner of years. (She’s the person who encouraged the married individual the most to cheat on their spouse.) What strikes me as utterly ridiculous is her self-appointed role as a “queen bee,” using her insecurities as a justification to ostracize others and label them as weird”, the netizen wrote in her post.

She went on to say that the woman in her clique was attention-seeking and wanted validation from others, all of which pointed to a deep-seated insecurity. “At the end of the day, resorting to such childish tactics and trampling on others to feel better about oneself is a clear sign of a profoundly insecure human being”, she said.

Netizens who commented on the post lauded her for leaving. One wrote: “Good that u left. These are people who try to influence those ard them or hang ard the same type of people to convince themselves to feel better or victimized despite knowing deep down what they are doing is wrong”. Another person commented: “It is not up to you to change people. But it is up to you to love and protect yourself from toxic people. So it is job well done, get out of such a place”.

 

Minimum salary for admin staff and drivers to rise as part of latest PWM exercise

SINGAPORE: Starting next July, the minimum monthly salary of administrative staff and drivers will be increased across a period of two years, according to the recommendations announced by the National Wages Council (NWC) under the occupational Progressive Wage model. The new wage requirement recommendations were released on Tuesday (31 Oct) as part of NWC’s latest wage guidelines for the period spanning from July 2024 to June 2026.

The NWC introduced the Occupational Progressive Wages Model earlier this year, with wage recommendations covering the period from March 2023 to February 2024. The latest recommendations are the next step in this initiative, aimed at ensuring fair wages for lower-income workers.

One of the most notable changes is the one-off adjustment to the baseline gross wage for administrative assistants, which will increase to at least S$1,800 from July 2024. This represents a significant jump from the S$1,500 set in March of the same year.

The adjustment is made to account for the actual market wage increases since the initial 2023 requirement was announced in 2021.

However, it’s worth noting that the increases for administrative executives and administrative supervisors are relatively smaller, indicating a differentiated approach to wage adjustments based on job roles and responsibilities.

The Occupational Progressive Wage requirements will impact approximately 48,600 resident lower-wage workers. Alarming data reveals that an estimated 43,500 workers were earning less than the 2024 requirement as of 2022, emphasizing the necessity for these wage adjustments.

In addition to the administrative sector, the NWC’s recommendations also extend to drivers. The wage requirements for drivers aim to strike a balance between promoting good wage growth and allowing variable components to be retained.

This approach is intended to mitigate the impact on firms’ operational and manpower planning.

The wage requirements for drivers will apply to around 15,400 full-time resident lower-wage workers, with 8,400 earning less than the 2024 requirement as of 2022.

Foreign employers want S’poreans, but families are hesitant to move due to concerns about their children’s education

SINGAPORE: The Government’s recommendation that Singaporeans take advantage of the growing demand for local employees in the international job market and explore job opportunities abroad, made in the recently released Forward Singapore report, has sparked the interest of many workers. However, married Singaporeans considering working overseas have expressed deep concerns about the impact on their children’s education when they eventually return to Singapore.

One such case is Safira, a Singaporean who had the experience of living abroad with her husband and their children. Safira shared her story with TODAY, revealing that her Primary 4-aged children struggled to adapt to the education system upon their return to Singapore. This issue became even more pressing when the Primary School Leaving Examination (PSLE) approached two years later.

Safira recalled, “My children had no idea about exams when they came back, but two years later, they had to deal with the PSLE. Frankly speaking, I was very worried at the time.”

Talent recruitment companies have reported that multinational firms highly seek Singaporeans due to their perceived intelligence, capability, and motivation. However, the biggest concern for parents considering working abroad is how their children will integrate into the local education system when they return to Singapore.

Some speaking to TODAY expressed concerns that children under the age of seven or eight may not face significant issues, but as the crucial Primary 6 PSLE exam approaches, many children who are used to different education systems may find it challenging to catch up with their peers.

In addition to the academic concerns, parents speaking to TODAY highlighted the challenges associated with moving their families to foreign countries, which can result in substantial changes to their work and social lives.

Safira suggested that the Ministry of Education should provide tutoring and support for students returning from abroad to help them integrate into local education and campus life.

She shared her experience of her child entering a Singaporean primary school in 2018, noting that the school rejected her request for counselling, believing it unnecessary. Safira stressed the need for counselling services, not only for children with family problems but also for those who have returned from overseas.

Some have even proposed that the government consider waiving the PSLE for children returning from abroad.

The argument is that these students have received a different education abroad and suddenly face intense competitive pressures upon their return. While the examination cancellation may help alleviate the challenges these students face, it is uncertain whether the authorities will seriously consider such a request.

As more Singaporeans contemplate opportunities abroad, the government faces the task of addressing these concerns to ensure that the education and well-being of returning children are adequately supported.

Man says he doesn’t want to have kids but “accidentally” got his wife pregnant

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SINGAPORE: A man took to social media about not wanting to have children, but his wife had “accidentally” gotten pregnant.

In an anonymous post to popular confessions page NUSWhispers, the man said he did not want to be a parent. He added that this was something he conveyed to his wife early on, which they both agreed to. “Yet, she refuses to abort it even though we talked about finances (low income family), time (both of us are working irregular shift hours) and caretaking arrangements (cannot afford a babysitter, and parents are out of the question)”. The man wrote that even after they went for multiple counselling sessions to try to agree on things, his wife refused to look at the issue logically and felt that things will somehow work out, “that money will drop from the sky or something. Stressed out and having some dark thoughts about ending things. Looking for helpful advice”, the man wrote.

Netizens told him to consider the toll of the issue on his wife and urged him to reconsider and try to work things out with her. One said: “If u get her to abort when she’s in love with the baby, do u know how much of mental and emotional stress u have to deal with her after the abortion is done? She will be broken because she didn’t want to abort, but did it for ….you. I believe you can maybe try to make the situation better now, perhaps try finding other jobs to have a more standard 9-5 work hours or something and evenings do something more to earn extra. Grab? Tuition? Deliveries? Same thing for your wife, see if there’s a shift that she can stick to because of child minding In the evenings or switch jobs. When baby is born, try to apply for IFC or pg (if she can stay home longer to care for baby). There are subsidies for working mums and further subsidies for low income families. Alternatively, can get a helper to care for baby full time as you two work also”.

Another netizen commented: “Not sure which is worse: bringing an innocent child into this world, knowing that you can’t feed him/her or ending it’s life prematurely. It’s a chicken and egg situation so I wouldn’t wana blame OP or anyone. Personally if u ask me, I believe all is not lost. There’s social service for low income households with the FAS (Financial Assistance Scheme) that you can apply for. For someone like me who hates children before and now having two little joys of my own, all I can say is that the priceless happiness and satisfaction you get when you see your little one borned (sic) and when he/she starts to call you Daddy, is worth every effort. That alone is a motivation for you to want to improve your financial situation to better provide for your child”.

LTA: 1,500 more GM+ card readers at traffic lights to give seniors, people with disabilities more time to cross roads

SINGAPORE: The Land Transport Authority (LTA) has announced plans to progressively install an additional 1,500 Green Man+ (GM+) card readers at traffic lights islandwide.

The GM+ traffic lights have been a game-changer for elderly or disabled individuals, allowing them more time to safely cross busy intersections. By expanding the installation of GM+ card readers, the LTA aims to further enhance pedestrian accessibility and make the city more inclusive for all.

The installation of GM+ traffic lights at more locations is expected to offer elderly and disabled individuals a newfound sense of convenience when moving about the city. They will only need to scan their Senior Citizen EZ-Link Card or Disabled Person with Disabilities EZ-Link Card on the GM+ card reader at these traffic lights to gain an additional 3 to 13 seconds of crossing time, depending on the complexity of the intersection.

These specially designed GM+ traffic lights will be strategically placed in areas frequented by seniors and people with disabilities, ensuring that those who require extra crossing time have access to them. Additionally, neighbourhoods with a high proportion of elderly residents will also see an increased presence of GM+ traffic lights, guaranteeing that residents can easily move about.

This initiative is set to be completed in the fourth quarter of 2027, pushing the total number of GM+ traffic lights across the city-state to exceed 2,500.

This development is expected to have a profound impact on the quality of life for elderly and disabled individuals, empowering them to maintain an active lifestyle and fostering a sense of independence. It also helps ensure that all members of the community can move safely and conveniently, regardless of their age or physical abilities.

Philipsen pips Cavendish and Pogacar to win 2023 Tour de France Prudential Singapore Criterium

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SINGAPORE: Belgian Jasper Philipsen held off stiff challenges from Tour de France legend Mark Cavendish and world number one cyclist Tadej Pogacar to win the 2023 Tour de France Prudential Singapore Criterium, held on Sunday, Oct 29.

This year’s event was held on a street circuit at Suntec City, and it drew a record crowd of 20,000 spectators as they witnessed 25-year-old Philipsen – the winner of the Green Jersey at this year’s Tour de France – crossed the finishing line in a time of 1hr 20 min 33 secs, ahead of Cavendish and Pogacar.

Philipsen, riding for team Alpecin Deceuninck, said: “I thought (Pogacar) was pretty strong. He was in the front but we tried and managed to get him. Peter (Sagan) helped, and Gavin in the end and I had some good teammates. It was hard to catch him but we got him in the end.”

Photo credit: Amaury Sport Organisation (Pauline Ballet)

Four-time Tour de France winner Chris Froome and Singapore’s Yeo Boon Kiak were among the early pacesetters. But two-time Tour de France champion Pogacar, the White Jersey winner of the 2023 Tour, soon put himself in pole position after three rounds. He would hold on to the lead till the final straight where Philipsen emerged tops in the sprint to the finish. Cavendish ended the race in second place, while Pogacar had to settle for third place in the criterium.

Pogacar, who is riding with UAE Team Emirates, alongside teammates Davide Formolo, Domen Novak and Ivo Oliviera, won the team trial trial event. In second place is Team Cofidis, while the Bahrain Victorious came in third.

Photo credit: 2023 Tour de France Prudential Singapore Criterium (Official Results)

The 2023 Tour de France Prudential Singapore Criterium also saw a Kids Ride, a CEO Breakfast Ride, a DHL Charity Ride and the PRURide Seeker’s Criteriums for Men’s Novice, Women’s Open and Men’s Open organised by title sponsor and official wellness partner Prudential Singapore. There were also pre-event and post-event concerts held at the Suntec City Fountain of Wealth, headlined by DPR IAN and DJ KSHMR, respectively.

Faisal Arfan, Nicholas Chong, and Matthew took the top three spots, respectively, in the Amateur Criterium Men’s Open, while Valencia Tan, Elizabeth Liau, and Nurarfanah Ponnie finished in the top three positions in the women’s category.

“We are pleased to see so much energy and excitement this weekend, from the Professional Criterium, PRURide Seeker’s Criterium, the kids’ ride, to the concerts, it was an event for everyone. It was fantastic to have so many people join us at the event with their families and friends, as they enjoyed the spectacle of some of the best Tour de France riders in action and the music at the concerts. We hope more people will be inspired to take up cycling to stay active and healthy,” said Prudential Singapore’s CEO Dennis Tan.

NWC urges employers to provide workers with one-off payments to help with rising living costs

SINGAPORE: The National Wages Council (NWC) has urged employers to go beyond government assistance and consider providing additional support to their staff to help them cope with rising costs.

The council has released its wage guidelines for the period of December 2023 to November 2024, emphasizing the importance of giving a one-off special lump sum payment to employees, with a heavier focus on lower to middle-income workers.

The NWC, comprising representatives from employers, employees, and the government, made similar recommendations in 2008 and 2011 when inflation rates were high.

For unionized companies, the decision to provide this special payment should be reached through mutual agreement between management and the union.

NWC chairman Peter Seah stressed the significance of not specifying a fixed number or percentage, as it may not address the varying circumstances of employers. He said, “But the general call, I think, is a very positive call – to give a lump sum, particularly to the lower-wage and middle-wage people so that they can better navigate the inflationary pressures that they are now facing.”

In a bid to address the economic challenges faced by lower-wage workers, the NWC recommended a 5.5% to 7.5% increase in gross monthly wages for this segment of the workforce, with a minimum pay bump of at least S$85 to S$105, whichever is higher.

The extent of this increase is expected to be determined by the financial performance and outlook of individual businesses. Companies with a strong financial standing and positive prospects are encouraged to provide increases at the upper end of this range, while those with uncertain prospects should consider increases at the lower to middle bounds.

Underperforming companies should aim for wage increases at the lower bound of the suggested range. The NWC also urged employers to revisit wage increases if business prospects improve.

Lower-wage employees, earning a gross monthly wage of up to S$2,500, constitute a significant portion of the workforce, approximately at the 20th percentile wage level of full-time employed residents.

The NWC further emphasized the importance of aligning wage growth with productivity growth and ensuring that wages are reflective of increased productivity. It encouraged companies to adopt a flexible wage system with a substantial variable component to better adapt to economic fluctuations.

The Ministry of Manpower (MOM) expressed its support for the NWC’s wage guidelines, particularly the differentiation based on performance and outlook. MOM promised to assist employers through the five-year progressive wage credit scheme, which co-funds salary increases for eligible lower-wage workers.

MAS: SGQR+ to make QR payments more accessible and user-friendly

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SINGAPORE: To make digital payments more accessible and user-friendly, on Oct 31, the Monetary Authority of Singapore (MAS) announced the launch of a proof of concept (POC) for an interoperable Singapore Quick Response Code Scheme, or SGQR+.

The POC, scheduled to run from Nov 1 to 30, 2023, aims to explore the feasibility of enabling merchants in Singapore to accept QR payments from various payment schemes through a single financial institution, providing a significant leap towards streamlining payment acceptance for both businesses and consumers.

The original SGQR, introduced in 2018, made it simpler for merchants to accept digital payments. However, there was a catch – merchants wanting to accept a variety of payment schemes, whether local or foreign, had to maintain commercial relationships with different financial institutions.

Consumers and tourists could only use their preferred payment applications at establishments with specific ties with corresponding financial institutions. Such limitations have led to a growing need for enhanced interoperability in QR payments.

With SGQR+, merchants only need one bank to handle many payment methods, making life easier for businesses and consumers.

Users can anticipate using their preferred payment applications at more merchant acceptance points. This is great news for tourists who can now conveniently make transactions using their native payment applications, as merchants empowered by SGQR+ will be equipped to effortlessly accept a broader array of international payment schemes.

During the POC, SGQR+ will be rolled out with 23 payment schemes across more than 1,000 merchant acceptance points, including locations at the Singapore FinTech Festival (SFF) and in the Changi district.

The POC will be conducted through two separate tracks, each featuring different technology solutions:

  • Track I, spearheaded by Liquid Group, will operate a switch that facilitates payments between the financial institution serving the merchant and the financial institution serving the consumer. This track also allows consumers to utilize payment applications linked to their credit cards for scanning and payments at participating merchants associated with Liquid Group.
  • Track II, led by NETS, will enable consumers to scan and pay at NETS-affiliated merchants using various local and foreign payment schemes. This solution, already available to merchants participating in the Government-subsidised Hawkers Go Digital programme, will undergo testing to determine its commercial feasibility for deployment across other merchant segments, with merchants covering the associated costs.

Banking Computer Services Pte Ltd, the operator of the SGQR Central Repository, will oversee the management of the POC and provide technical support to the participants involved.

Mr Sopnendu Mohanty, Chief FinTech Officer of MAS, expressed his optimism on SGQR+, stating, “SGQR+ is a significant leap in interoperable QR payments. It will streamline payment acceptance for merchants and substantially increase the number of merchant acceptance points for both local and foreign consumers to use their preferred e-wallet or banking application. The POC launch paves the way for Singapore to become a global leader in QR payments and a potential QR payments hub.”

To get more detailed insights on how SGQR+ works, the POC, and its constituent tracks, you can read the comprehensive whitepaper titled Interoperable QR Payments in Singapore. The results of the POC will be analyzed in another report, showing the potential of deploying SGQR+ on a larger scale.

Woman says after moving in together, her new husband refuses to talk to her while they work from home

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SINGAPORE: A woman took to social media asking for help after she found her new husband to be extremely disrespectful. In an anonymous post to popular confessions page NUSWhispers, the woman said she got married not too long ago and moved in with her husband. “However after moving in together I found that my husband is an extremely disrespectful person. We work from home in the same study room and as someone who loves to chat, during the day I often initiate conversations with my husband but he’s never paying attention to me. He’s always deep in his work and even when I’m talking he is still looking at his computer and typing away”.

She explained that even after raising the issue multiple times, her husband says his work requires a lot of concentration and he is not able to respond to her immediately each time she speaks to him. “He says we can allocate time during the day to talk, like during lunch or tea breaks, but not when he’s working. However, I’m someone who needs to get something off my chest right away so what he proposed is unacceptable to me. I find such behavior so rude and am contemplating a divorce. We don’t have a kid yet and the stakes are low now”, the woman wrote. She added that all things considered, despite his behaviour of ignoring her, he was a responsible husband.

The woman asked netizens if she should proceed with the divorce. Netizens who commented on her post felt that she was unreasonable and suggested there could be other underlying issues.

One netizen commented: ” ‘Other than this ignoring behavior, he’s actually a responsible husband. Should I go ahead with it?’ No. You also say that he’s a responsible husband. Personally, I mostly don’t like to chat or be distracted when I am working either. I actually don’t understand why you need to insist that he talks to you when he’s working.

These days, I also don’t go to campus every day and work from home some days. My wife is 100% WFH. Interestingly, my wife is actually the one who gets annoyed when I distract her while she’s working. She tells me off and I diam diam (keep quiet). You can either learn from me or you can consider doing one of the following 2 strategies: (i) ask him to go back to his office to work, so that you will not be there to distract him and he can give you his full attention when he’s back from work; (ii) if things do not improve, go for marriage counselling before contemplating a divorce.

The fact that you are contemplating divorce over what is frankly a trivial matter suggests that there is an underlying problem in your relationship. It’s likely not about whether the husband talks to you while he’s working. I suspect that you feel like you are not getting enough attention. I would recommend that you think more deeply about the root of the problem and have an honest discussion with the husband about the underlying unhappiness. Marriage is hard and it doesn’t work by accident. Both parties need to work at it. My wife and I have a wonderful marriage. Again not by accident. We both worked at it for many years. All the best!”