Top 9 Credit Card Promotions and Deals for Jan 2024

SINGAPORE: Discover the latest credit card promotions and deals for Jan 2024.

Here are exclusive offerings from leading banks, promising exciting rewards and perks to new credit card applicants, according to SingSaver.

1. Citibank Credit Cards Promotion

Get a free Apple iPad 9th Gen 10.2 Wifi 64GB, Dyson Supersonic, Dyson V8 Slim Fluffy, or S$300 cash with select Citibank credit card applications.

To qualify, make a minimum spend of S$500 within 30 days of card approval.

This offer is valid until Jan 18, 2024, and is exclusively for new Citibank credit card members.

Participating Citibank Credit Cards:

Citi Cash Back Card

• Type: Cashback
• Reasons to get this card: 8% cashback on groceries and petrol, 6% cashback on dining
• Annual fee: S$196.20 (First year waived)

Citi Cash Back+ Card

• Type: Cashback
• Reasons to get this card: 1.6% cashback on all spend with no minimum spend or cap
• Annual fee: S$196.20 (First year waived)

Citi PremierMiles Card

• Type: Miles
• Reasons to get this card: Earn miles on local and overseas spending, complimentary airport lounge visits
• Annual fee: S$196.20 (First year waived)

Citi Prestige Card

• Type: Miles
• Reasons to get this card: High miles earn rate, unlimited airport lounge access, complimentary airport limousine transfers
• Annual fee: S$545

Citi Rewards Card

• Type: Rewards/Miles
• Reasons to get this card: Earn 10X Rewards on various categories including online purchases and rides
• Annual fee: S$196.20 (First year waived)

2. OCBC Credit Cards Promotion

Get attractive rewards when they apply for specific OCBC credit cards.

For OCBC 365 Card applicants, options include an Apple iPad 9th Gen, AirPods Pro Gen 2 + MagSafe Charger Bundle, Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag Travel Bundle, or S$250 Cash via PayNow + S$70 eCapitaVoucher.

Those applying for OCBC INFINITY, OCBC Titanium Rewards, OCBC 90°N Mastercard, or Visa Cards can opt for Apple AirPods Gen 3 + MagSafe Charger bundle, Samsonite Volant Spinner 68/25 EXP + 2x Apple AirTag Travel Bundle, S$300 eCapitaVoucher, or S$280 Cash.

To qualify, apply for eligible OCBC credit cards and meet the eligibility criteria.

This offer is valid until Jan 7, 2024.

Participating OCBC Credit Cards:

OCBC 365

• Type: Cashback
• Reasons to get this card: Cashback on various categories, including groceries, dining, and fuel
• Annual fee: S$196.20 (First 2 years waived)

OCBC NXT

• Type: Cashback
• Reasons to get this card: Easy installment plans with 0% interest and 1% cash rebates for S$1000 or more on monthly bills
• Annual fee: S$163.50 (First 2 years waived)

OCBC Titanium Rewards

• Type: Rewards/Miles
• Reasons to get this card: Earn 10X Rewards on eligible online and retail transactions, 1X Rewards on other eligible transactions, and an additional 2% cash rebate at BEST Denki
• Annual fee: S$196.20 (First 2 years waived)

OCBC 90°N Mastercard

• Type: Miles
• Reasons to get this card: High miles earn rate, e-commerce protection, plus no expiration on miles
• Annual fee: S$196.20 (First year waived)

OCBC 90°N Visa Card

• Type: Miles
• Reasons to get this card: High miles earn rate, e-commerce protection, plus no expiration on miles
• Annual fee: S$196.20 (First year waived)

OCBC Frank Card

• Type: Cashback
• Reasons to get this card: 8% cashback on local online/contactless (S$25 cap), foreign currency (S$25 cap), 0.3% on other spending (S$25 cap),+2% at green merchants (S$25 cap)
• Annual fee: S$196.20 (First year waived)

OCBC Infinity Card

• Type: Cashback
• Reasons to get this card: 1.6% cashback on all eligible local or overseas spend with no minimum spend or cap
• Annual fee: S$196.20 (First year waived)

3. Standard Chartered Credit Cards Promotion

For the Standard Chartered Simply Cash Credit Card, options include Apple AirPods Pro Gen 2 + AirTag bundle, Nintendo Switch Gen 2, Xiaomi Robot Vacuum S10 EU, or S$350 Cash.

For the Standard Chartered Smart and Rewards+ Cards, options include Apple AirPods Gen 3 + MagSafe Charger bundle , Fujifilm Insa Mini Evo Camera + Photo Instax Mini Film (Rainbow) bundle, or S$280 Cash.

For Standard Chartered Journey Card Only, options include Apple AirTag 4 Pack, or S$100 Cash.

To qualify, apply for eligible Standard Chartered Credit Cards and meet the eligibility criteria.

This offer is valid until Jan 7, 2024, exclusively for new-to-Standard Chartered card members.

Participating Standard Chartered Credit Cards:

Standard Chartered Smart Card

• Type: Cashback
• Reasons to get this card: Cashback on fast food, coffee, digital subscriptions, and public transport spend
• Annual fee: No annual fee

Standard Chartered SimplyCash

• Type: Cashback
• Reasons to get this card:5% cashback on all spend
• Annual fee: S$196.20 (First 2 years waived)

Standard Chartered Rewards+

• Type: Rewards/Miles
• Reasons to get this card: Up to 10X rewards points for overseas retail, dining, and travel transactions
• Annual fee: S$196.20 (First 2 years waived)

Standard Chartered Journey Card

• Type: Miles
• Reasons to get this card: Earn rewards points on various spending categories, no minimum spend required
• Annual fee: S$196.20 (First year waived)

4. CIMB Credit Cards Promotion

Apply for a participating CIMB credit card and get S$250 Cash via PayNow.

To qualify, apply for one of three CIMB cards, activate your card, and make a minimum spend of S$988 within 60 days of card approval.

This offer is valid until Jan 7, 2024.

Participating CIMB Credit Cards:

CIMB Visa Signature Card

• Type: Cashback
• Reasons to get this card: 10% cashback on online shopping, groceries, beauty/wellness, pet shops/veterinary services, and cruises
• Annual fee: No annual fee

CIMB World Mastercard

• Type: Cashback
• Reasons to get this card: unlimited 2% cashback on various categories with S$1000 minimum spend, unlimited 1% cashback on various categories with below S$1000 minimum spend, and unlimited 1% cashback on other spend with S$500 minimum spend
• Annual fee: No annual fee

CIMB Visa Infinite Card

• Type: Cashback
• Reasons to get this card: 2% cashback on travel, overseas spend, and online spend in foreign currencies, plus global lounge access
• Annual fee: No annual fee

5. HSBC Credit Cards Promotion

For HSBC Revolution, HSBC Visa Platinum, HSBC Advance Cards, choose between a Samsonite ZELTUS 69cm Spinner Exp with built-in scale or S$150 cashback.

For existing card members, a S$50 cashback.

For HSBC TravelOne Card, opt for 20,000 welcome miles or an annual fee waiver.

To qualify, apply for eligible HSBC credit cards and meet the eligibility criteria.

This offer is valid until Jun 30, 2024.

Participating HSBC Credit Cards:

HSBC Advance

• Type: Cashback
• Reasons to get this card: Cashback on all purchases, higher cashback rates for eligible HSBC Advance customers
• Annual fee: S$196.20 (First year waived, perpetual fee waiver for HSBC Advance banking customers)

HSBC Revolution

• Type: Rewards/Miles
• Reasons to get this card: 10x Reward points on online purchases and contactless payments
• Annual fee: No annual fee

HSBC Visa Platinum

• Type: Cashback
• Reasons to get this card: 5% cash rebate on family spend, additional cashback for eligible HSBC customers
• Annual fee: S$196.20 (First two years waived)

HSBC TravelOne

• Type: Miles
• Reasons to get this card: Earn miles on local and overseas spend, plus US$100,000 complimentary travel insurance with Covid-19 coverage
• Annual fee: S$196.20

6. American Express (Amex) Credit Cards Promotion

Apply for select Amex credit cards and enjoy exclusive rewards.

For the AMEX Platinum Card, get up to 135,000 membership reward points.

For the AMEX Platinum Credit Card, get S$200 worth of eCapitaVouchers and 1,250 membership reward points.

For the AMEX Singapore Airlines KrisFlyer Ascend Card, get S$300 eCapitaVouchers and up to 17,000 KrisFlyer miles.

For the AMEX Singapore Airlines KrisFlyer Card, get up to 17,000 KrisFlyer miles.

To qualify, apply for eligible AMEX Cards and meet the eligibility criteria.

This offer is valid until Jan 15, 2024, for the AMEX Singapore Airlines KrisFlyer Ascend Card and other AMEX Credit Cards valid until Feb 28, 2024.

Participating Amex Credit Cards:

Amex Platinum Card

• Type: Rewards
• Reasons to get this card: Premium rewards, complimentary airport lounge access, hotel and resort benefits, and selected restaurant discounts local and global
• Annual fee: S$1,744 (must be paid to enjoy offers)

Amex Singapore Airlines KrisFlyer Credit Card

• Type: Miles
• Reasons to get this card: Earn KrisFlyer miles on everyday spend, bonus miles for selected merchants
• Annual fee: S$179.85 (First year waived)

Amex True Cashback Card

• Type: Cashback
• Reasons to get this card: 1.5 % cashback on all spend, no cap, and 3% cashback on first S$5,000 spend within 6 months
• Annual fee: S$174.40 (First year waived)

Amex Platinum Credit Card

• Type: Rewards
• Reasons to get this card: Membership Rewards points for every spend, exclusive dining privileges, and selected restaurant discounts local and global
• Annual fee: S$327 (must be paid to enjoy offers)

Amex CapitaCard

• Type: Rewards
• Reasons to get this card: Rewards for CapitaLand merchants, bonus STAR$ at participating outlets
• Annual fee: S$174.40 (First year waived)

7. United Overseas Bank (UOB) Credit Cards Promotion

Apply for select UOB credit cards and enjoy exclusive rewards such as S$350 cash credit or up to 50,000 miles.

For the KrisFlyer UOB Card, get up to 31,000 miles and first-year annual fee waiver.

To qualify, apply for eligible UOB credit cards and meet the eligibility criteria.

This offer is valid until Feb 29, 2024, and is exclusively for new UOB credit card members.

Participating UOB Credit Cards:

UOB Absolute Cashback Card

• Type: Cashback
• Reasons to get this card: 1.7% cashback with no exclusions, no minimum spend, and no cap
• Annual fee: S$196.20 (waived for the first year)

UOB One Card

• Type: Cashback
• Reasons to get this card: Up to 15% cash rebates for various transactions and up to 7.8% p.a. interest
• Annual fee: S$196.20 (waived for the first year)

UOB EVOL Card

• Type: Cashback
• Reasons to get this card: 8% cashback on online and contactless transactions and up to 7.8% p.a. interest
• Annual fee: S$196.20 (waived for the first year), subsequent years will be waived with 3 minimum transactions monthly

UOB PRVI Miles World Mastercard

• Type: Miles
• Reasons to get this card: Earn miles when you travel with no minimum spend and up to S$500,000 complimentary insurance
• Annual fee: S$261.60 (waived for the first year)

UOB PRVI Miles Visa Card

• Type: Miles
• Reasons to get this card: Earn miles when you travel with no minimum spend and up to S$500,000 complimentary insurance, plus an AMEX exclusive of 20,000 loyalty miles yearly with minimum annual spend
• Annual fee: S$261.60 (waived for the first year)

UOB PRVI Miles American Express Card

• Type: Miles
• Reasons to get this card: Earn miles when you travel with no minimum spend and up to S$500,000 complimentary insurance
• Annual fee: S$261.60 (waived for the first year)

UOB Lady’s Card

• Type: Rewards
• Reasons to get this card: Earn miles for every S$1 spend, a S$25 redemption fee, and an interest-free payment plan for over 6 or 12 months
• Annual fee: S$196.20 (waived for the first year)

UOB Lady’s Solitaire Card

• Type: Rewards
• Reasons to get this card: Earn miles for every S$1 spend, a S$25 redemption fee, an interest-free payment plan for over 6 or 12 months, and up to US$100,000 complimentary travel insurance
• Annual fee: S$196.20 (waived for the first year)

UOB KrisFlyer Credit Card

• Type: Miles
• Reasons to get this card: Earn KrisFlyer miles, enjoy travel privileges, up to S$1,000,000 complimentary insurance, and 10,000 KrisFlyer miles when you renew your card membership
• Annual fee: S$196.20 (waived for the first year)

8. Maybank Credit Cards Promotion

Apply for select Maybank credit cards and enjoy exclusive rewards such as 10,000 bonus air miles (exclusively for Horizon Visa Signature only), a pair of American Tourister Linex 66/24 Luggage TSA, or an AirPods (3rd generation) with Lightning Charging Case, or S$200 cashback.

To qualify, make a minimum spend of S$600 each month for two consecutive months upon approval.

This offer is on a while stocks last basis.

Participating Maybank Credit Cards:

Maybank Family & Friends Card

• Type: Cashback
• Reasons to get this card: Up to 8% cashback on groceries, dining, and petrol with a minimum of S$800 required monthly spend
• Annual fee: S$181.80 (waived for the first 3 years)

Maybank Platinum Visa Card

• Type: Cashback
• Reasons to get this card: Up to 3.33% cashback on local spend with a minimum of S$300 required monthly spend, and a S$100 cap quarterly
• Annual fee: No annual fee

Maybank FC Barcelona Visa Signature

• Type: Cashback
• Reasons to get this card: 1.6% cashback rebates with no minimum spend, TREATS points on foreign currency transactions, and a chance to win a trip for 2 and watch FC Barcelona live
• Annual fee: S$130.80 (waived for the first 2 years)

Maybank DUO Platinum Mastercard

• Type: Cashback
• Reasons to get this card: 5% cashback rebates on petrol in Singapore and Malaysia, cashback rebates on foreign currency TREATS points on local currency transactions, plus up to S$500,000 complimentary travel insurance
• Annual fee: S$130.80 (waived for the first 3 years)

Maybank Horizon Visa Signature Card

• Type: Rewards/Miles
• Reasons to get this card: Earn TREATS points/miles on local and overseas spend, no minimum monthly required spend, access to airport lounges, and up to S$1,000,000 complimentary travel insurance
• Annual fee: S$181.80 (waived for the first 3 years)

Maybank Manchester United Platinum Card

• Type: Cashback
• Reasons to get this card: Exclusive Manchester United privileges, earn TREATS Points, and  up to S$300,000 complimentary travel insurance
• Annual fee: S$87.20 (waived for the first 2 years)

Maybank World Mastercard

• Type: Rewards/Miles
• Reasons to get this card: Exclusive travel privileges, earn TREATS Points, and up to S$1,000,000 complimentary travel insurance
• Annual fee: S$261.60 (waived for the first year)

9. DBS/POSB Credit Cards Promotion

Apply for select DBS/POSB credit cards and enjoy exclusive rewards up to S$150 cashback or 60,000 miles.

To qualify, apply for eligible DBS/POSB credit cards and meet the eligibility criteria.

This offer is valid until Jan 31, 2024 for select DBS/POSB credit cards except for DBS yuu Visa and AMEX credit cards which is valid until Feb 29, 2024.

Participating DBS/POSB Credit Cards:

DBS Altitude Visa & DBS Altitude AMEX

• Type: Miles
• Reasons to get this card: Earn miles on local and overseas spend, and free lounge visits
• Annual fee: S$196.20 (waived for the first year)

DBS Live Fresh Card

• Type: Cashback
• Reasons to get this card: Up to 5% cashback on online and contactless spend, with a required minimum monthly spend of S$600
• Annual fee: S$196.20 (waived for the first year)

POSB Everyday Card

• Type: Cashback
• Reasons to get this card: Cashback on daily essentials, and up to 20.1% fuel savings at SPC
• Annual fee: S$196.20 (waived for the first year)

DBS Woman’s World Card

• Type: Miles
• Reasons to get this card: Earn points on online and overseas spend with a required minimum annual income of S$80,000
• Annual fee: S$196.20 (waived for the first year)

DBS yuu Visa Card & DBS yuu AMEX Card

• Type: Rewards
• Reasons to get this card: Earn up to 36X points on yuu merchants with S$78 cap(15,600 yuu Points) per calendar month
• Annual fee: S$196.20 (waived for the first year)

DBS Vantage Card

• Type: Cashback/Miles
• Reasons to get this card: Earn miles locally and overseas, up to 19% fuel savings at Esso, plus complimentary perks
• Annual fee: S$596.50 (Not waivable in the first year; can be waived from the second year with a minimum annual spend of S$60,000)

Terms and conditions apply. Don’t miss out!/TISG