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Saki Tamogami saved money for 16 years and now she is paying off the fruits of her labour by retiring at the age of 34 years old.

The Japanese woman started saving money at the age of 18 years old.

She wanted to own properties before her 35th birthday.

When she turned 27, Saki bought her first home for 10 million yen (SGD131,000).

Photo: Two Eggz

By 29, she had already bought her second home at 18 million yen (SGD236,000).

This May, she bought her third home for 37 million yen (SGD485,000).

If you are wondering how she did it, she only spends 153 yen (SGD2) a day.

According to a Japanese media report, she chose to only wear hand-me-downs and did not buy any new clothes since she was 18.

For meals, she spends 50 yen (SGD0.60) on ingredients to make udon with vegetables.

Photo: Two Eggz

“As long as I can fill my stomach, what I eat doesn’t really make a difference,” she reportedly said.

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At 29, she also cut and sold her hair for extra cash.

In less than 20 years later, the Japanese woman owns three properties which she purchased for a total of 55 million yen (SGD721,000).

She has since retired and she is living off the rent she makes from the unoccupied rooms in her properties, providing her with a monthly income of 300,000 yen (SGD4,000);

Mothership reported that Saki recently opened a cat cafe that adopts stray felines with her third property.

“Save your energy and money for something you love; only then, can one be said to be responsible for one’s own life,” she advised.

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