Punggol HDB flat owner says debt collectors keep turning up at his house even though he didn’t take any loan

SINGAPORE: A resident living at Block 666B Punggol Drive has revealed that he has been receiving repeated letters from licensed moneylenders, even though he never took out any loans.

The resident, John, told Stomp that he had been receiving letters from various authorised moneylenders from April 2024 to as recently as June 2025. The letters alleged that he had outstanding debts amounting to over $10,000.

John told Stomp, “The thing is, I never borrowed money from anyone.”

The Punggol resident said he only moved into the flat after purchasing it on September 7, 2023. It wasn’t until later that he discovered it was likely that the loans could have been taken out by the previous owner of his unit.

John’s concerns escalated when his unit was visited by debt collectors while he was overseas. A video he shared shows two men knocking on his door and waiting outside.

“Although they were very professional and did not cause any disturbance, what would my neighbours assume?” he said.

Debt collectors from different moneylending firms have visited his flat multiple times over the past year, each time searching for the unit’s previous occupant.

“Once they realised that the previous owner had already sold the flat, they did not bother us anymore,” he explained. “However, I’m not sure if there will be any others.”

To protect himself and document the recurring issue, John lodged two police reports. He said he hopes the ordeal serves as a cautionary tale. “Hopefully people do not try using our address again,” he told Stomp, adding that it’s been a stressful experience for his household.