SINGAPORE: As the holiday season approaches, looking for the best credit card becomes even more thrilling. To make your holiday shopping and celebrations merrier, we have made a list of the five top credit cards that seamlessly combine simplicity, generous cashback rewards, and enticing perks. Whether you’re eyeing tech gadgets, planning for dining, or looking for versatile and generous rewards and cashback, these credit cards have got you covered this coming holiday season.
Here are the details on the best credit card promotions in SG for Nov 2023 to help you decide which card to go for:
Standard Chartered Simply Cash Credit Card
- Cashback: Up to 1.5% on eligible spends.
- Minimum Spend: None.
- Cashback Cap: Unlimited.
Promotion:
- Get up to S$350 Cash via PayNow or choose from Apple Watch SE, Nintendo Switch OLED, or Sony WH-1000XM5 Wireless Noise Cancelling Headphones.
- Stand a chance to win a Panerai Quaranta 40mm Black Dial Luxury Watch.
- Promotion valid until 16 Nov 2023.
Eligibility and Redemption Process:
- Promotion period: Nov 1-16, 2023
- Applicable for New-to-card holders applying through MoneySmart.
- To participate, customers should log into their MoneySmart account and submit a claim by 16th December 2023.
- Eligibility requires spending a minimum of S$500 in Eligible Spends within 30 days from the card approval date.
- Customers stand a chance to win either a Panerai Quaranta 40mm Black Dial PAM01294 Luxury Watch, 16,490 SmartPoints, or 5,990 SmartPoints upon successful application through MoneySmart. T&Cs apply.
- Gift Options include Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth S$575), Nintendo Switch OLED (worth S$549), Apple Watch SE, 40mm GPS (worth S$382.50), or S$330 Cash via PayNow.
- Additionally, customers receive a $20 Cash Bonus by placing their card on file and spending a minimum of $20 at eligible merchants (Shopee, Lazada, TaoBao, Netflix, Carousell, Ezbuy, Qoo10) within the first 30 days from card approval.
- Gifts are fulfilled approximately 4 to 5 months after the end of the campaign month (Nov 30, 2023).
- MoneySmart exclusive gifts and rewards do not stack with external or third-party promotions.
Citi Cash Back+ Mastercard®
- Cashback: Enjoy an impressive 1.6% on eligible spends.
- Minimum Spend: No specific minimum spend required.
- Cashback Cap: Unlimited.
Promotion:
- Choose from enticing rewards such as Apple iPad, Sony WH-1000XM5 Wireless Noise Cancelling Headphones, or Nintendo Switch OLED.
- Alternatively, opt for the flexibility of redeeming S$300 Cash via PayNow.
- Promotion Valid until 15 Nov 2023.
Eligibility and Redemption Process:
- Promotion period: Nov 1-15, 2023
- Exclusively available for New-to Citibank Cardmembers applying through MoneySmart.
- Log into your MoneySmart account and submit your claim by 15th December 2023.
- Faster Rewards Redemption: Receive your reward as fast as 6 weeks from meeting the “Eligible Spends” criteria (T&Cs Apply).
- Charge S$500 in eligible transactions within the first 30 calendar days from the Credit Card approval date to qualify for your SmartPoints.
- Get S$300 Cash via PayNow as your reward OR earn 5,100 SmartPoints.
- SmartPoints can be used to redeem various products in the Rewards Store.
- SmartPoints will be credited to your SmartPoints Wallet, valid for 60 days (T&Cs apply).
- Use Citi PayAll for additional rewards, earning Citi Miles, Citi ThankYou PointsSM, or Cash Back for various payments.
- MoneySmart exclusive rewards do not stack with external or third-party promotions. T&Cs apply.
CIMB World Mastercard
- Cashback: Enjoy up to 2% cashback on select categories, including Wine & Dine, Online Food Delivery, Movies & Digital Entertainment, Taxi & Automobile, and Luxury Goods.
- Minimum Spend: S$1,000.
- Cash Rebate Cap: Unlimited.
Promotion:
- Choose from three fantastic rewards: S$350 Cash via PayNow, a $400 Amazon SG Gift Card, or Sony WH-1000XM5 Wireless Noise Cancelling Headphones.
- Promotion valid until 15 Nov 2023.
Eligibility and Redemption Process:
- Promotion period: Nov 1-15, 2023
- Exclusively for New-to-card holders applying through MoneySmart.
- Log into your MoneySmart account and submit your claim by 15th December 2023.
- Spend a minimum of S$988 within the first 60 days from the card approval date.
- Gift options include S$350 Cash via PayNow, a $400 Amazon SG Gift Card, or Sony WH-1000XM5 Wireless Noise Cancelling Headphones (worth S$575).
- Gifts are fulfilled approximately 5 months after the end of the campaign month (Nov 30, 2023).
- MoneySmart exclusive gifts and rewards do not stack with external or third-party promotions unless otherwise stipulated. T&Cs apply.
UOB Absolute Cashback Card
- Cashback: 1.7% on eligible spends.
- Minimum Spend: None.
- Cashback Cap: Unlimited.
Promotion:
- Choose from an Apple MacBook Air, Google Pixel 8 Pro, or Sony PlayStation®5 Disc Console.
- Receive up to S$350 Cash Credit from UOB.
- Promotion Valid until 30 Nov 2023.
Eligibility and Redemption Process:
- Promotion period: Nov 1-30, 2023
- Applicable for New-to-card holders applying through MoneySmart.
- Log into your MoneySmart account and submit a claim to participate in the Lucky Draw.
- Make S$1,000 worth of eligible transactions each month for the first two consecutive months to be eligible for the Lucky Draw.
- Stand a chance to receive an Apple MacBook Air, Google Pixel 8 Pro, or Sony PlayStation®5 Disc Console upon successful application.
OCBC 365 Credit Card
- Cashback: 5% on everyday dining.
- Minimum Spend: S$800 per month.
- Cashback Cap: S$80 per month.
Promotion:
- Choose from a Samsung 27-inch M5 Smart Monitor, Apple AirPods 3rd Gen, S$280 Amazon SG Gift Card, or S$250 Cash via PayNow.
- Promo Valid until 15 Nov 2023.
Eligibility and Redemption Process:
- Promotion period: Nov 1-15, 2023
- For New-to-card holders applying through MoneySmart.
- Claim within 4 weeks upon receiving the Unique Redemption Code.
- Spend a minimum of S$500 within 30 days from card approval.
- Gifts are fulfilled 3 – 4 months after claim submission.
- Exclusive gifts do not stack with external promotions. T&Cs apply.
Pick the one that suits your spending habits and preferences. /TISG