SINGAPORE: The COVID-19 cases in Singapore have more than doubled from Sept 17-23, as reported by the Ministry of Health last Monday, October 2. Now, if you are a traveller, this can be alarming. To protect yourself while travelling, here are the best travel insurance plans with COVID-19 coverage in Singapore in 2023.

Top 5 travel insurance with COVID-19 coverage

Here are some top picks if you want to enjoy your travel while keeping safe:

1. AIG Travel Guard Direct – Supreme

Overseas Medical Expenses: S$2,500,000
Travel Cancelation / Postponement: S$15,000
Loss/Damage of Personal Baggage: S$10,000
Premium: S$77

AIG Travel Guard Direct – Supreme is a very flexible travel insurance plan. It’s great if you want lots of coverage for COVID-19-related expenses, with up to S$2,500,000 for medical costs overseas. It also gives you good protection if your trip gets cancelled or you lose your baggage. So, if you want a travel insurance plan that adapts to your needs, this one is a smart choice.

AIG Travel Guard Direct – Supreme COVID-19 Protection:

Trip Postponement: Up to S$1,500
Trip Cancellation: Up to S$7,500
Disruption During Trip: Up to S$7,500
Medical Expenses: Up to S$250,000
Emergency Repatriation: Up to S$250,000
Overseas Quarantine Allowance: S$1,400

AIG Travel Guard Direct – Supreme Promotions:

Valid until October 31, 2023

Apply through MoneySmart and use producer code 030138.
Faster cash redemption with Apple AirTag or up to S$50 cash via PayNow.
Up to S$20 iShopChangi e-vouchers.
Receive an Eskimo Global 1GB eSIM for convenient connectivity in 80+ countries.

2. MSIG TravelEasy Premier

Overseas Medical Expenses: S$1,000,000
Trip Cancellation: S$15,000
Loss/Damage of Baggage: S$7,500
Premium: S$44.40 (40% Off, from S$74)

MSIG TravelEasy Premier offers strong COVID-19 coverage with overseas medical expenses of S$1,000,000, making it a reliable option for medical protection during the pandemic. It also includes significant coverage for trip cancellation and baggage, and the discounted premium adds to its value.

MSIG TravelEasy Premier COVID-19 Protection:

Postponement Before Trip: Up to S$3,000
Disruption During Trip: Up to S$3,000
Emergency Repatriation: Up to S$1,000,000
COVID-19 Related Trip Cancellation: Up to S$5,000
COVID-19 Overseas Medical Expenses: Up to S$250,000
COVID-19 Trip Curtailment: Up to S$5,000
COVID-19 Quarantine Benefits: S$100

MSIG TravelEasy Premier Promotions:

Valid until October 31, 2023

Apply through MoneySmart and receive over S$35,000 worth of gifts when you submit your claim by November 1, 2023.
Faster cash redemption is available.
Enjoy cash rewards and iShopChangi vouchers with minimum premiums.
Get discounts on MSIG Single Trip and Annual Trip Travel Insurance plans.
Participate in the Wowza Travel Bonanza Lucky Draw for a chance to win exciting prizes.
Use iShopChangi e-vouchers for duty-free shopping.
Receive a convenient Eskimo Global 1GB eSIM for international connectivity.
Japan Merchant Vouchers available with TravelEasy® policies to Area B (valid until October 31, 2023).

3. Starr TraveLead Comprehensive Gold

Overseas Medical Expenses: S$1,000,000
Trip Cancellation: S$15,000
Loss/Damage of Baggage: S$7,500
Premium: S$30.42 (35% off, from S$46.80)

Starr TraveLead Comprehensive Gold is your top pick for extensive travel insurance. With broad coverage, including overseas medical expenses, trip cancellations, and baggage protection, it ensures worry-free travel. Plus, enjoy enticing discounts and perks, making it a valuable choice for your travel safety.

Starr TraveLead Comprehensive Gold COVID-19 Protection:

Emergency Repatriation: Unlimited
COVID-19 Related Trip Cancellation: S$500
COVID-19 Overseas Medical Expenses: S$65,000
COVID-19 Trip Curtailment: S$500

Starr TraveLead Comprehensive Gold Promotions:

Valid from October 1-12, 2023

Apply through MoneySmart to be eligible
Stand a chance to receive over S$35,000 worth of gifts when you submit your claim by 13th October 2023
Faster cash redemption is available
Enjoy cash rewards and iShopChangi vouchers with a minimum premium after discounts
Use promo code MSVTL35 to get 35% off Starr Single and Annual Trip Travel Insurance plans
Participate in the Wowza Travel Bonanza Lucky Draw for a chance to win exciting prizes
Use iShopChangi e-vouchers with no minimum spend
Receive a convenient Eskimo Global 1GB eSIM for international connectivity to over 80+ countries.

4. FWD First

Overseas Medical Expenses: S$1,000,000
Trip Cancellation: S$15,000
Loss/Damage of Baggage: S$7,500
Premium: S$18 (40% Off, from S$30)

FWD First provides solid COVID-19 coverage with overseas medical expenses of S$1,000,000, ensuring adequate protection during international travel. It also offers good coverage for trip cancellation and baggage loss at an affordable premium, making it a cost-effective choice.

FWD First COVID-19 Protection:

Cancellation Before Trip: S$5,000
Disruption During Trip: S$5,000
Medical Expenses: Up to S$200,000
Emergency Repatriation: Up to S$200,000
Hospitalisation Allowance: S$100 per day
Overseas Quarantine Allowance: S$50 per day
Hospitalisation After Trip: S$100 per day

FWD First Promotions:

Valid from October 4-31, 2023

Exclusive offers when you apply through MoneySmart
Stand a chance to win over S$35,000 in gifts when you submit your claim by 1st November 2023
Get S$10 iShopChangi Voucher (no minimum spend) with a minimum premium of S$65 after any FWD discount
Receive S$20 iShopChangi Voucher (no minimum spend) with any FWD Annual Trip plans purchased
Enjoy limited-time discounts with promo code FWDDAY23
Participate in the Wowza Travel Bonanza Lucky Draw
Fast delivery of Eskimo Global 1GB eSIM for global connectivity (No claim form required).

5. Bubblegum Travel Insurance

Overseas Medical Expenses: S$150,000
Trip Cancellation: S$5,000
Loss/Damage of Personal Baggage: S$3,000
Premium: S$27.29 (10% off, from S$30.32)

Bubblegum Travel Insurance provides a hassle-free and convenient travel insurance solution. Offering overseas medical coverage, trip cancellation, and baggage protection, it’s a straightforward choice for worry-free travel.

Bubblegum Travel Insurance COVID-19 Protection:

COVID-19 Related Trip Cancellation: Up to S$600
COVID-19 Overseas Medical Expenses: Up to S$65,000
COVID-19 Trip Curtailment: Up to S$600

Bubblegum Travel Insurance Promotions:

Valid from October 1-31, 2023

Exclusive offers when you apply through MoneySmart
Stand a chance to win exciting rewards when you submit your claim by 1st November 2023
Get up to S$15 Cash via PayNow and S$10 iShopChangi Voucher (no minimum spend) with a minimum premium of S$80 after any Bubblegum discount
Receive up to S$25 Cash via PayNow and S$20 iShopChangi Voucher (no minimum spend) with a minimum premium of S$120 after any Bubblegum discount
Enjoy a 10% discount with promo code MSTI10
Fast delivery of Eskimo Global 1GB eSIM for global connectivity (No claim form required).

In these times when COVID-19 is rising again, having the right travel insurance with COVID-19 coverage is your best safeguard for worry-free travel.

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ByMary Alavanza