31-year-old netizen says they earn $3K a month but have debts worth $23K, survives on $200 a month

A 31-year-old netizen who has racked up quite the sum in debts took to social media to ask others for advice on what to do.

In an anonymous post to popular confessions page SGWhispers, the netizen said that they were in so much debt “because of someone else”. In their post on Saturday (Jun 11), the netizen wrote that they owe banks about S$18,000 and telco companies about S$5,000.

“Monthly income is $3k is not enough to survive without having nightmares. And all these just because you trusted wrong people here and there”, the netizen added.

They wrote that they were slowly trying to pay off the sum, which meant that they had less than $200 a month for their own expenses.

“But every now and then, it never feels enough to finish clearing. Seems like being in a loop”, the netizen wrote, asking other netizens what they could do. They added that they were working both full-time and part-time, but despite this, could not seem to pay off the debts.

Here’s what netizens said:

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