Credit cards are one of the most misunderstood financial instruments. When Singaporeans think of credit cards, some of us might relate them to unhealthy credit card debt (with sky-high interest rates), exorbitant annual fees and pesky minimum spending requirements. However, when you spend carefully and use your credit card strategically, you can take advantage of … Continue reading Three Reasons Why You Should Own & Use A Credit Card & One Reason Why You Shouldn’t