Can I use my CPF and other questions on buying that second property in SG

QUESTION 1: Can a HDB owner buy a 2nd property in Singapore?
A Singapore Citizen CAN buy a 2nd (private) property after completing the 5 years MOP (minimum occupation period) of his HDB flat. He need NOT sell his existing HDB flat to buy a 2nd property. A Permanent Resident however CANNOT buy a 2nd property. He will be required to sell his HDB flat prior to purchase of another property.
QUESTION 2: Can a Bank Loan be used to buy the 2nd property?
Yes it can. However if the loan on the HDB flat is not fully paid up yet, the new loan will be capped at the maximum of 50% of the Purchase Price.
QUESTION 3: Can CPF savings be used to buy a 2nd property?
Yes it can. However half of the Retirement Sum (“RS”) (currently $80,500) will need to be locked in the CPF Ordinary Account (“OA”) and Special Account (“SA”) combined and cannot be touched. Any excess amount in the OA (after taking into account the $80,500) can be used to purchase the 2nd property and the serving of monthly installments.
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Abstracts from APEX LAW LLP.